Market2010 housing loan scam in India
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2010 housing loan scam in India

The 2010 fake housing loan in India was uncovered by the Central Bureau of Investigation (CBI) in India. CBI arrested eight top-ranking officials of public sector banks and financial institutions, including the LIC Housing Finance CEO Ramchandran Nair, in connection with the scam.

CBI investigations
CBI alleged that the officers of various public sector banks and financial institutions received bribes from a private financial services company, which acted as a mediator for corporate loans and other facilities from financial institutions. The bank officials sanctioned large-scale corporate loans to realty developers, overriding mandatory conditions for such approvals along with other irregularities. According to CBI, an employee of the financial services firm had expressed his willingness to turn witness in the case. == Reactions ==
Reactions
Most firms, including BGR Energy and Oberoi Realty denied any role in the scam. The scam was discovered shortly after the 2010 Commonwealth Games corruption controversy and the Adarsh Housing Society Mumbai scam. The investors were rattled as news of the arrests broke in Mumbai. The share of the LIC Housing Finance, Central Bank of India, Punjab National Bank, Bank of India as well as other banking and real-estate stock declined. The Union finance ministry initially claimed that the case was a bribery incident, and not a large-scale scam. The CBI officials had indicated that the size of the scandal could be worth over Rs 1,000 crore, but the finance ministry officials claimed that the magnitude of the scandal was too insignificant to affect the Indian financial sector. The income-tax (IT) department decided to investigate the books of those involved in the scam, after receiving primary reports from CBI.{{cite news | url = http://www.hindustantimes.com/Now-IT-to-investigate-the-home-loan-scam/Article1-631387.aspx | title = Now, IT to investigate the home loan scam | author = Debobrat Ghose | publisher = Hindustan Times | date = 26 November 2010 | accessdate = 2010-11-28 However, many political analysts believe innocent bankers were implicated in this falsely created scam to defuse attention of the common man against the much larger and serious scams done by the ruling Indian government, notably of corrupt politicians like CWG minister Suresh Kalmadi and ex-telecom minister A Raja. ==See also==
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