Stevens was born on June 13, 1834, in New York City. His father inherited
Stevens House, the historic home of his grandfather, Maj. Gen.
Ebenezer Stevens. Among his siblings were Among his siblings were Albert Gallatin Stevens, Frances Mary Stevens (wife of Rev. Uriah Tracy), and fellow bankers
Frederic W. Stevens and
Byam K. Stevens Jr. (who married
Elizabeth Langdon Wilks, sister of
Matthew Astor Wilks) His maternal grandfather was
Albert Gallatin, the 4th
U.S. Secretary of the Treasury who served as the
U.S. Ambassador to the United Kingdom and
France. His paternal grandparents were Major General
Ebenezer Stevens and Lucretia (née Ledyard) Sands Stevens. From his grandmother's first marriage to Richardson Sands (younger brother of
Joshua and
Comfort Sands), she was the grandmother of fellow banker
Samuel Stevens Sands. Among his many prominent relatives was uncle
Alexander Hodgdon Stevens, a surgeon, and his first cousins, Lucretia Stevens (née Rhinelander) Jones, the mother of author
Edith Wharton. He was educated at Huddard's School in New York City, entering
Yale College in 1850 where he graduated four years later in 1854. ==Career==