Richards worked initially as an analyst with
Alliance Capital, before moving to
JP Morgan, working in portfolio management, and then moving on to
Mercury Asset Management, and later
MLIM. In 2002 she took up the post of Chief Investment Officer and Joint Managing Director of Edinburgh Fund Managers plc. When EFM was taken over by Aberdeen Asset Management in 2003, Richards continued in her role as Chief Investment Officer. In 2021, Richards led development of a range of flexible working options at Fidelity International, following the
COVID-19 lockdown. In November 2023, Richards announced her intention to step down from full-time executive life, and transitioned to the role of Vice-Chair of Fidelity International in early 2024. ==Non-executive positions==