Known as 'KP', Chan was born in
Chaozhou,
Guangdong, where his ancestral roots are, and grew up in a poor family in a squatter area in
Wong Tai Sin, and didn't go to university, instead, taking a job in the banking industry at Hang Seng Bank. Prior to that, he was the assistant General Manager and Head of Insurance Group of
Hang Seng Bank. He was the chair of the
Chinese Insurance Association of Hong Kong for two years from 1998, and of the
Hong Kong Federation of Insurers from 2004 to 2005. In 2015, the legislator, who was elected unopposed to his functional constituency seat, criticised the electoral regime in Hong Kong for filibustering pro-democratic legislators when speaking in favour of appropriations for the new IT Bureau, saying "everyone knows Hong Kong's elections are weird, and a prospective candidate can get elected with only 20–30 thousand votes". Chan defended the fact that he was unopposed at Legislative Council elections, saying that people ought not to underestimate functional consistencies. He suggested he was elected because chief executives of over a hundred insurance companies – the corporate votes making up the majority of his constituency – knew exactly who does things properly. On 29 September 2021, the Legislative Council passed amendments to the National Flag and National Emblem Ordinance which outlawed desecration of the Chinese national flag and national emblem and also concerned the teaching of these national symbols in secondary schools. On this occasion, Chan said that the "absurd acts" of desecration that had taken place during the
2019-2020 Hong Kong protests were the responsibility of the opposition and "anti-China" media in Hong Kong. He advocated for launching national education in schools, saying that young Hongkongers did not "understand the patriotic sentiment". Executive Councilor and lawmaker Chan Kin-por said his words were misinterpreted when he said, "our bars have prettier girls" in an insurance forum. He (Mr Chan) explained he was discussing the competition between Singapore and Hong Kong with the Financial Secretary at the time and that he was quoting (the comment from) the "gentlemen" (in the forum saying that) girls in Hong Kong bars are prettier. On 16 February 2024, Chan was appointed a member of the board of directors of the
Hong Kong Exchanges and Clearing Limited together with Peter Yan, CEO of
Cyberport, in place of
Laura Cha and Benjamin Hung respectively. Chan retired in 2025 from the Legislative Council amidst a massive wave of retirements. ==See also==