Charles Matthew Fernando was born in 1866 in Colombo, the son of Andrew Fernando Jr. and the grandson of Andrew Fernando Sr., the
Mudaliyer of
Colombo. He was the brother of
Sir Marcus Fernando. Educated at the St Benedicts Academy (later known as
St Benedict's College Colombo) and at
Royal College, Colombo, where he won the
Turnour Prize, Shakespeare Prize and the Junior Cambridge Scholarship. Taking his matriculation, he was the first Ceylonese student to pass the Intermediate in Arts of the University of London. He attended
St John's College, Cambridge where he completed law tripos in 1886 gaining a BA and LLB degrees, he was called to the bar as a
barrister from the
Lincoln's Inn in 1888. ==Legal career==