Born on 28 May 1971 in Hong Kong, Fan grew up in a single-parent family after her parents divorced. Her stepfather is a Japanese engineer. Fan attend
Holy Angels Canossian School and
St. Mary's Canossian College. To have her able to communicate with him in Japanese, her stepfather sent her to study at the Japanese Language School of the
Tokyo International University for two years. Fan began her acting career in commercials. In 1991, she entered the
Miss Hong Kong pageant and she won the Miss Photogenic award, placing 5th overall. After the pageant, Fan joined TVB and took part in numerous drama series. Fan suffered from sudden hair loss for four years from 1991 to 1994. Later in 1996, she left TVB for
Mainland China, where she was cast in the movie
Tai Chi Master on the same year. She would often return to Hong Kong due to her frequent hospitalisation and also that the living environment in China was average. She joined
ATV from 2007 to November 2009 before focusing her acting career in China again. She returned to work in TVB in March 2012. In 2022 she was one of the 12 contestants and the winner of the second season of TVB's Variety Show: Dub of War. ==Personal life==