Frances Howard was the daughter of
Charles Howard, 1st Earl of Nottingham and
Catherine Carey, Countess of Nottingham. She was a member of the household of
Queen Elizabeth as a lady of the Privy Chamber. On New Year's Day 1589, she gave the queen a scarf of black cloth "flourished" with Venice gold and silver, in 1600 she gave seven gold buttons set with sparks of ruby and pearls. She was married firstly to
Henry FitzGerald, 12th Earl of Kildare (died 1597), and secondly in May 1601 to
Henry Brooke, 11th Baron Cobham. Around the same time Cobham's brother
George Brooke married Elizabeth Burgh, daughter of
Lord Burgh.
Rowland Whyte reported that the Queen approved their marriage plan in January 1600 and Howard and Brooke had secretly married in August 1600. Rowland Whyte mentioned her several times in his newsletters to
Robert Sidney. In November 1595, he described how
Barbara Sidney was received at court and 'my Lord Admiral and all that tribe were glad to see her' and Lady Kildare was sent especially to keep her company and dine with her in
Lady Hoby's chamber. Her husband the Earl of Kildare died, and in November 1598
Elizabeth gave her £700 to compensate the loss of her marriage jointure in Ireland. In August 1599, Whyte heard that
Margaret Radcliffe, a maid of honour, had stayed in her chamber for four days after Lady Kildare had been unkind to her because they were rivals for the affection of Lord Cobham. Radcliffe died in November 1599, after refusing to eat, and
Ben Jonson as an epitaph wrote an acrostic epigram. In August 1602 at the
Harefield Entertainment in the lottery she was given a girdle, with the verses, "By fortune's girdle you may happy be: But they that are less happy are more free." After her second marriage she retained the title "Lady Kildare". She signed an inventory of the wardrobe of
Queen Elizabeth in December 1602 as "Frauncis Cobham of Kildare". The signature was for a gift from Queen Elizabeth of a black velvet gown embroidered with scallop shells and ragged pearls. The gown had originally been a gift to the Queen from the
Earl of Warwick in 1578. It was altered for Lady Kildare by the queen's tailor William Jones, and the embroiderer
John Parr sewed gold spangles and 150 pearls to a new bodice. A note by one of Lord Cobham's household administrators blames Lady Kildare and her people for extra expenses on food. ==The Succession==