Following a few years during which the
National Bank of Yugoslavia was the only financial institution in the country, banks were established at the local level in 1955. A first municipal bank in
Upper Carniola () was founded in Kranj on . It was soon followed by other banks in
Škofja Loka,
Radovljica,
Tržič and
Bled. These were then reorganized into a joint bank which in 1972 became part of the
Ljubljanska banka system. On , it was transformed into a limited company in the system of the sister banks of Ljubljanska Banka. A process of separation from the Ljubljanska Banka group started in 1994 and led to Gorenjska Banka becoming an independent institution in 1996. By 2011 the Sava Group, a Slovenian conglomerate, held a controlling stake of 46 percent in Gorenjska Banka. In 2015, the
Bank of Slovenia determined that the Sava Group was too financially vulnerable to be an appropriate owner of the bank. In 2016, Serbian bank
AIK Banka acquired a 21 percent stake in Gorenjska Banka, and raised it to 76 percent in 2018 by buying out Sava's stake and other shareholders. Gorenjska Banka subsequently became a full subsidiary of Agri Europe Cyprus Limited (est.2011), the holding entity of a privately owned conglomerate led by Serbian businessman
Miodrag Kostić with activities in south-eastern Europe and
Ukraine. As a consequence, Gorenjska Banka became a sister company to AIK Banka, which is also controlled by Agri Europe. In 2020, Agri Europe Cyprus Limited has been designated as a Significant Institution under
European Banking Supervision, and therefore Gorenjska Banka has been directly supervised by the
European Central Bank since . ==See also==