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Housing

Housing is a shelter used as a dwelling or living space by individuals, families, or a collective. It provides a space for preparing food, storing belongings, caring for children and the elderly, and maintaining privacy. Housing also refers to the act of providing shelter or protective cover.

Macroeconomy and housing price
Housing prices are affected by the macroeconomy. Research conducted in 2018 indicates that a 1% increase in the Consumer Price Index leads to a $3,559,715 increase in housing prices. As a result this raises the property price per square foot by $119.3387. Money Supply (M2) has a positive relationship with housing prices. A study conducted in Hong Kong reported that as M2 increased by one unit, housing prices rose by 0.0618. When there is a 1% increase in the best lending rate, housing prices drop between $18,237.26 and $28,681.17 in the HAC model. Mortgage repayments lead to a rise in the discount window base rate. A 1% rise in the rate leads to a $14,314.69 drop in housing prices, and an average selling price drop of $585,335.50. In the United States, when there is a 1% increase in the US real interest rate, the property prices decrease from $9302.845 to $4957.274, and sellable area drops by $4.955206 and $14.01284. When there is a 1% rise in overnight Hong Kong Interbank Offered Rate, the housing prices drop to about 3455.529, and the price per ft2 will drop by $187.3119. Housing affordability index Housing crisis ==Health and housing==
Health and housing
Housing is recognized as a social determinant of health. While high-quality housing environments positively contribute to an individual's health, poor housing or a complete lack thereof leads to negative health effects. Lack of housing or poor-quality housing can negatively affect an individual's physical and mental health. Housing attributes that negatively affect physical health include dampness, mold, inadequate heating, and overcrowding. Mental health is also affected by inadequate heating, overcrowding, dampness, and mold, in addition to a lack of personal space. Another factor that negatively impacts mental health is housing instability. Negative health effects that impact children include potential exposure to asthma triggers or lead, and injuries caused by structural deficiencies (e.g. lack of window guards or radiator covers). Family members with poor health reduce debt to avoid risks. Data from the China House Finance Survey used a partial least squares structural equation model for results that indicated family member's poor health and individuals with uninsured endowment insurance have an adverse impact on housing debt and family assets. ==By region==
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