Sheperd was born on October 15, 1894, in
Vincennes, Indiana, to Albert M. Sheperd and Clara S. Burlingame. He graduated from
DePauw University in 1916 after entering a First National City Bank training class. He served in
World War I and returned to the bank advancing up the ladder from assistant cashier. In 1945, his son Howard Cotterill Sheperd Jr., was killed in the
Battle of Iwo Jima. He served as President of
The Union League Club from 1946 to 1947. He was named president and director in 1948 and chairman in 1952. In 1955, National City Bank of New York bought First National Bank of the City of New York to form First National City Bank. == References ==