Howe Yoon Chong

Born in China on 12 August 1923 of Chinese origin, Howe was the son of a liquor shop owner who migrated to Malacca, British Malaya. Howe received his early education at St. Francis Institution in Malacca from 1933 to 1940, and was once a schoolmate of Lee Kuan Yew at Raffles Institution in Singapore. He graduated from Raffles College with a Bachelor of Arts with honours degree in economics in 1953. ==Civil Service career==

Howe had worked in the Civil Service for almost 30 years. He began his career as a teacher, then was a broadcaster for a period before taking the post of an administrative officer in the British Colonial Secretariat. Howe was subsequently appointed as a police magistrate and later secretary to Public Service Commission (PSC). In 1960, Howe became the inaugural CEO of the Housing and Development Board (HDB). He was Chairman and President of the DBS Bank between 1970 and 1979, inaugural Chairman of the PSA International, Permanent Secretary in the Prime Minister's Office (PMO), and the head of the Singapore Civil Service. During his tenure as a senior civil servant, Howe played a leading role in several of Singapore's iconic infrastructural projects like the Mass Rapid Transit (MRT), Singapore Changi Airport and public housing. Known by his colleagues from the civil service as a fierce, tough-talking man, Howe debated vehemently with former Deputy Prime Minister Goh Keng Swee over whether to build the MRT system in Singapore. Howe was strongly in favour of the MRT as the backbone of Singapore's public transport system, while Goh proposed a more economical all-bus alternative. Howe fought strongly against the extension plans for a second runway at Paya Lebar Airport, and advocated the building of a new international airport in Changi. This was despite the Cabinet's decision for the go-ahead in 1972, based on a British expert's report that it would cost less to expand Paya Lebar Airport and that there was not enough time to get Changi built up to meet increasing traffic needs. Howe gathered a team to reclaim land, widened and extended the old Royal Air Force airstrip to take Boeing 747s and build the terminal. In August 1981, operations stopped overnight at Paya Lebar Airport and restarted the next morning at Changi Airport. Howe's role in setting up Changi Airport won him credit in Lee Kuan Yew's memoirs. Howe also fast-tracked the public housing programme while serving as the CEO of HDB under Chairman Lim Kim San in the early years, solving the chronic housing shortage in the 1960s. As Chairman of PSA, Howe went against the advice of professionals to build Singapore's first container terminal in the early 1970s. In 1991, Howe helped to set up a managed fund, the Mendaki Growth Fund, for the Malay self-help group Mendaki, the Council for the Development of Singapore Muslim Community. ==Political career==

Howe's first call to enter politics came as early as 1953 from Lee Kuan Yew, then a practising lawyer. and duly served as the Member of Parliament for the constituency until 1984. However in an election rally, Howe disparaged Chiam on his professional competence and was subsequently sued by Chiam for defamation. Howe offered compensation which Chiam accepted and dropped the case against him. which he chaired, was eventually dropped. However, the report that took 20 months to finalise remains an important document with its forward-looking strategies to support Singapore's greying population. Taking up the suggestions in the report, the Singapore Government subsequently introduced the Minimum Sum scheme. This allows workers to withdraw some of their CPF funds at age 55, setting aside a certain minimum sum which can only be withdrawn at retirement age, currently at 62 years. To encourage the employment of aged workers, the CPF contribution rates for both employer and the aged employee were cut in July 1988. In 1993, the government raised the retirement age to 60. Howe did not contest the general election in 1984. As a result of Howe's controversial report, the PAP lost 12% of the overall votes in that election, and lost the Potong Pasir ward to Chiam. Howe retired from politics that year. In a letter of appreciation to Howe on his retirement, the then Prime Minister Lee Kuan Yew said he was indebted to Howe for the devoted work he had put in for the people. Lee also predicted that when workers in their 20s and 30s reached their 60s, they would see how difficult it was for children to stretch their salaries to support aged parents. They would then be grateful to Howe for the furore he had stirred by the report on the problems of the aged. ==Business career==

After leaving politics, Howe returned to DBS as chairman and CEO in 1985 and served until 1990. From 1992 to 2000, he was the Executive Chairman of Great Eastern Life Assurance, and from 1992 to 2007 the President and CEO for The Straits Holding Company, an investment holding firm. He was also Chairman of the Rendezvous Hotel Singapore and Rendezvous Hotels & Resorts International. ==Personal life==

Howe was married to Wan Fook Yin. They had three children; two sons, Tet Sen and Tze Sen and a daughter, Hwee Siew and two grandchildren at the time of his death. On 21 August 2007, Howe died in Singapore from a stroke after having been hospitalised for three weeks. Howe's funeral was held at Mandai Crematorium on 24 August 2007. ==Honours==

In 1963, Howe received a Malaysia Medal and a Pingat Jasa Gemilang. For his contributions to Singapore, Howe was awarded a Distinguished Service Order in 1968. In 1971, the National University of Singapore awarded him with the honorary degree of Doctor of Letters (LL.D.). Howe was also an Honorary Fellow of the Academy of Medicine, Singapore, and an Honorary Life Member of the Young Men's Christian Association of Singapore. ==References==