Ruddy continued to compete in Water Polo matches into his 50's. In 1902, he served as a Junior clerk in the Municipal Civil Service Commission, and was later appointed as a physical examiner. While serving in the Civil Service, he dismissed many non-swimmers who were serving as lifeguards. He retired from his position as examiner in 1935. After his retirement around 1939, he was indicted for taking unlawful fees for civil service jobs. Ruddy was the father of 1928 Olympic swimmer
Ray Ruddy who also participated in the 1932 and 1936 Olympics. Ruddy had two other sons and two daughters. His oldest son and namesake, Joseph Ruddy Jr. was a U.S. Navy admiral, swam for the Naval Academy at Annapolis and was the recipient of a Navy Cross as an aviator in WWII. He died at his home in Far Rockaway, New York on November 11, 1962, at the age of 84. He had been living on Newport Avenue in Far Rockaway. He was survived by his wife Mary, two of his three sons, and two daughters. A Mass was held on November 14 at St. Frances de Sales Church in Rockaway Park, Queens. == Honors ==