Ksheera Santhavanam is a comprehensive insurance scheme implemented by the State Dairy Development Department for the dairy farmers and Dairy Union employees of the state of Kerala. The insurance will cover cattle, dairy farmers, family members, and dairy workers. The scheme is implemented in collaboration with the
United India Insurance Company and the
Life Insurance Corporation of India. Cow security, health security, accident insurance, and life insurance policies will be available under this scheme. Farmers of Dairy Unions can become members of the scheme by approaching the Dairy Union Secretary and submitting an application form. As the State Dairy Development Department provides a certain amount (up to 50%) as a premium subsidy, the dairy farmer must pay only a moderate amount. An enrollment form attested by Gram Panchayat Veterinary Surgeon should be submitted for insuring cattle. Under the
Gau Raksha policy, one cow will get insurance coverage of ₹50,000 to ₹70,000. Farmers up to 80 years of age will get insurance coverage. There is no age limit for farmers' parents to avail of the benefit. Under the scheme, one gets a medical benefit of up to one lakh rupees. Those who subscribe to the accident security policy will get insurance up to ₹7 lakh. The policy term is one year. ==See also==