UOB has branches and offices located across Asia Pacific, North America and Western Europe, with most of their operations located in Southeast Asian countries such as
Brunei,
Malaysia,
Indonesia,
Myanmar,
Philippines,
Thailand and
Vietnam.
Australia Headquartered in the UOB Building in Sydney, UOB Australia opened its first branch in
MLC Centre as a merchant bank in 1986 to emphasize trade and financing between Australia and Asia. The bank now has offices in
Melbourne and
Brisbane, in addition to the branch in Sydney and currently offers merchant bank services comprising current accounts, deposits, lending, asset finance, trade finance, structured finance, cash management, and cross-border payments.
Brunei UOB's operations in Brunei started in 1974, under Overseas Union Bank (OUB). When UOB acquired the Overseas Union Bank in January 2002, the operations of the branches in Brunei was handed over to UOB. On 1 October 2005, the bank relocated its branch office in
Bandar Seri Begawan. In 2015, UOB sold its retail banking business to Baiduri Bank Berhad for
S$65.044 million. The bank currently provides a full range of commercial and corporate banking services through the branch located in the country. It also operates UOB Asset Management in Brunei, which offers investment management expertise to individuals, institutions and corporations.
China Operations in mainland China first started in 1984, with a representative office in Beijing. Incorporated on 18 December 2007 as UOB (China) and headquartered in Shanghai, UOB has 17 branches and sub-branches strategically located in major cities such as
Shenyang, Shanghai,
Beijing,
Shenzhen,
Tianjin,
Xiamen,
Hangzhou,
Chengdu,
Guangzhou,
Suzhou and
Chongqing offering retail and wholesale banking services.
Hong Kong UOB opened its first overseas branch in
British Hong Kong in 1965, with the branch mainly focusing on trade financing and corporate banking. The bank currently has 2 branches offering commercial and corporate banking services.
India In December 2009, UOB opened its first branch in
Mumbai, offering retail and wholesale banking services, including lending, treasury and trade finance products, to corporates, financial institutions and consumers.
Indonesia UOB Indonesia was founded on 31 August 1956 as PT Bank Buana Indonesia. Headquartered in
Jakarta, the bank offers commercial banking and treasury services, such as deposits taking, loans to small and medium enterprises, and foreign exchange transactions. The company also offers various fee-based services, such as purchase and sale of travellers cheques and banknotes. It has a network of 41 branches, 172 sub-branches and 173 ATMs located across 30 cities in Indonesia.
Japan Founded in December 1972, UOB Japan offers wholesale services including corporate banking, debt securities investments, treasury, trade finance, current accounts and banknotes trading. UOB has 1 branch in Tokyo. Operations of OUB in Tokyo was also integrated in 2002 when UOB acquired the bank in 2002.
Malaysia Incorporated in 1993, UOB Malaysia was integrated with Lee Wah Bank in 1994 to operate as a single entity. Lee Wah Bank was founded in 1920 in Singapore, with its first Malaysian branch opened in 1956. In 1973, Lee Wah Bank became a wholly owned subsidiary of UOB and was merged with UOB Malaysia in 1994. In 1997, UOB Malaysia merged with Chung Khiaw Bank (Malaysia) before merging with OUB Malaysia in 2002 to centralise its operations in Malaysia. The bank offers commercial and personal financial services: deposits, unit trusts, UOB Bancassurance, privilege banking, e-banking, commercial lending, investment banking, treasury services, trade services, home loans, debit and credit cards, wealth management, structured investment, general insurance and life insurance.
Myanmar UOB opened its
Yangon branch in Myanmar on 4 May 2015.
Philippines In November 1999, UOB bought a 60% stake in a local bank, Westmont Bank and the bank was renamed UOB Philippines. In July 2002, UOB increased it stake to 100%, resulting in UOB Philippines becoming a wholly owned subsidiary of the banking group. In 2006, UOB Philippines's 66 bank branches were sold to
Banco De Oro Universal Bank and the bank ceased to be a commercial bank, with its license converted into a thrift bank license. In August 2015,
Bangko Sentral ng Pilipinas, the central bank of the Philippines, approved the bank's application for a commercial bank license, and in the following year UOB Philippines opened its first commercial branch in
Manila, being the 6th foreign bank in the Philippines to receive the license.
South Korea In 1983, UOB opened its first representative office in
Seoul and in 1998, the bank has a total of S$81 million assets in South Korea. The bank currently operates a branch in Seoul.
Thailand in
Bangkok. UOB merged Radanasin Bank with Bank of Asia in 2005 with 154 branches across Thailand. UOB completed the acquisition of Citigroup’s consumer banking businesses in Thailand in November 2022.
Vietnam UOB is the first Singapore bank to set up representative office in Vietnam in 1992 at the Central Plaza Office Building on
Lê Duẩn Boulevard,
District 1, Ho Chi Minh City. In March 2023, UOB announced completion of the acquisition of Citigroup's consumer banking business, including the transfer of 575 Citigroup's employees in Vietnam. On April 8, 2025, UOB announced that they will increase its charter capital of its Vietnamese subsidiary to 10 trillion VND ($385 million), with the fresh capital injection of 2 trillion VND (about $77 million) into UOB Vietnam is currently under review by the State Bank of Vietnam. They will also build a new headquarters in Vietnam, the building is named UOB Vietnam Plaza, it is believed to be located at the
Ba Son Complex, next to the Marina Central Tower and
Ba Son station, also in District 1, not too far from the current headquarters.
United States UOB is represented in the US by two agencies located in Los Angeles and New York. Both agencies provide services such as syndicated loan participations, corporate/commercial loans, asset swaps and deposits.
Canada United Overseas Bank (Canada) was originally established in 1986 as a Schedule II wholly owned subsidiary of United Overseas Bank Limited, in Singapore. In 2002, United Overseas Bank (Canada) was converted to a Full Service Foreign Bank Branch (Schedule III), operating under the name United Overseas Bank Limited, in Vancouver, British Columbia. ==Subsidiaries and joint ventures==