Peltigera hydrophila is a species of foliose lichen in the family Peltigeraceae. First described in 2020, it distinguishes itself through a distinct, hairless thallus that turns deep blue-violet when it becomes wet. Found primarily in the Magallanes Region of Chile, this small leafy lichen clings closely to mosses and other substrates. Distinctive features include the always-present reddish-brown to dark brown apothecia and the Peltigera-type ascospores that contain three internal partitions, or septa. Despite sharing a habitat with similar species like P. aubertii and P. frigida, P. hydrophila sets itself apart through its unique thallus surface texture and colour. This semi-aquatic lichen primarily thrives in humid forests, shrubby and herbaceous vegetation in southern Chile, particularly near waterfalls, streams, and other wet environments.