List of banks in Poland

As of early 2026, total assets of Poland's banking sector reached approximately PLN 3.0–3.1 trillion, reflecting continued growth of the financial system. The ten largest banking groups account for a significant share of total assets, indicating a relatively high level of market concentration. The National Bank of Poland (NBP) is not under KNF's supervision. Bank Gospodarstwa Krajowego (BGK), a state-owned development bank, is under KNF supervision under Polish law but is specifically exempted from the EU Capital Requirements Directives. ==Systemically important banks==

As of 2025, KNF had designated the following Polish banks as systemically important, listed here by decreasing score of systemic importance: • Powszechna Kasa Oszczędności Bank Polski SA (known as PKO Bank Polski or PKO BP), 31-percent-owned by the Polish state directly (29%) and via BGK (2%) • Erste Bank Polska SA, 49-percent-owned by Erste Group since January 2026 • Bank Polska Kasa Opieki SA (known as Bank Pekao), 33-percent-owned by the Polish state via PZU (20%) and PFR (13%) • ING Bank Śląski SA, majority-owned by ING Group • mBank SA, majority-owned by Commerzbank • Bank Handlowy w Warszawie SA, majority-owned by Citigroup • BNP Paribas Bank Polska SA, majority-owned by BNP Paribas • Bank Millennium SA, majority-owned by Banco Comercial Português • Bank Polskiej Spółdzielczości SA, central entity of the cooperative BPS Group • SGB-Bank SA, central entity of the cooperative SGB Group Each of the latter two cooperative banking groups, BPS and SGB, relies on an institutional protection scheme. ==Other joint-stock banks==

Based on the KNF's register of "banks operating as joint-stock companies": • Bank BPH SA, legacy mortgage arm of Alior Bank • , majority-owned by the • Bank Ochrony Środowiska SA (BOŚ), majority-owned by the • Bank Pocztowy SA, majority-owned by Polish Post • , majority-owned by Crédeit Agricole • , majority-owned by Deutsche Bank • , majority-owned by DNB Bank • Getin Noble Bank SA, under liquidation since 2023 • IBK Bank Polska SA, majority-owned by Industrial Bank of Korea • , mortgage arm of ING Bank Śląski • , mortgage arm of mBank • , mortgage arm of Bank Millennium • , fully-owned by AnaCap Financial Partners • , mortgage arm of Bank Pekao • , mortgage arm of PKO BP • , affiliated with • Santander Consumer Bank SA, fully-owned by Banco Santander • , subsidiary of Toyota via • , majority-owned by Cerberus Capital Management ==Cooperative banks==

Poland has a long tradition of cooperative banking. As of early 2026, the KNF register included 488 cooperative banks (), • Bank Spółdzielczy w Brodnicy in Brodnica • in Bydgoszcz • in Chełm • and in Kraków • in Olsztyn • in Suwałki ==Credit Unions==

() are under a separate framework from cooperative banks, and are exempted from the EU Capital Requirements Directives. At end-2023, there were 18 such Polish credit unions with total assets of ca. US$2.7 billion. ==Foreign branches==

Based on the KNF's register of "branches of credit institutions": ==Additional corporate information==

Headquartered on the territory of present-day Poland • (1770–1945) • (1781–1945) • Ritterschaftliche Privatbank in Pommern (1824–1877) • Bank Polski (1828–1885) • Städtische Bank in Breslau (1848–1910) • (1856–1917) • Provinzial-Aktienbank des Großherzogtums Posen (1857–1929), known from 1898 as Ostbank für Handel und Gewerbe • (1861–1933) • (1869–1929) • (1871–1950) • (1872–1939) • (1893–1931) • (1909–1946) • (1910–1932) • (1910–1933) • Bank Dyskontowy (1913–1927) • Polish National Loan Bank (1916–1924) • (1918–1927) • (1918–1926) • (1919–1928) • (1919–1948) • (1920–1928) • (1920–1925) • (1920–1963) • (1920–1923) • (1920–1925) • (1921–1925) • (1921–1935) • (1921–1924) • (1921–1924) • (1921–1946) • (1921–1926) • (1922–1934) • Bank Polski SA (1924–1952) • (1925–1938) • (1926–1939) • Bank of Issue in Poland (1940–1945) • (1948-1970) • (1950–1975) • Centralny Związek SOP (1964–1975) • Bank Gospodarki Żywnościowej (1975–2019) • Bank Rozwoju Eksportu (1987-2013) • Bank Depozytowo-Kredytowy (1989-1999) • Bank Gdański (1989-1997) • Bank Inicjatyw Gospodarczych (1989-1997) • Bank Przemysłowo-Handlowy (1989-2001) • Bank Śląski (1989-2001) • Bank Zachodni (1989–2001) • Pomorski Bank Kredytowy (1989-1999) • Powszechny Bank Gospodarczy (1989-1999) • Powszechny Bank Kredytowy (1989-2001) • Wielkopolski Bank Kredytowy (1989–2001) • Getin Bank (1990–2022) • (1990-2013) • Polski Bank Rozwoju (1990-1998) • Idea Bank (1991–2021) • Nordea Bank Polska (1992–2010) • Mercedes-Benz Bank Polska (1999–2021) • Bank Zachodni-WBK (2001–2018) • Bank BPH-PBK (2001-2009) • Inteligo (2001–2024) • Euro Bank (2003–2019) • HSBC Bank Polska (2003–2019) • Santander Bank Polska (2018-2026) Headquartered on former Polish territory • (1788–1939) • (1867–1918) • Vilnius Land Bank (1872–1939) • Bank Krajowy in Lviv (1881–1924) • (1909–1930) • (1910–1939) == See also ==