Poh Huat, the father of the Loh family, works as a lawyer's
clerk. He is married to Siew Luan, a
housewife who likes to brew
herbal tea for the family. Poh Huat has a habit of buying
lottery tickets in hope of winning and enjoying a better life. He also keeps newspaper cuttings of
car models and
condominiums and stores them in a box in his room. The family has one son, Seng, and one daughter, Mei. Despite Mei's superior academic performance, the family has consistently shown favouritism for Seng. Even though he was ostensibly the academically poorer sibling, dropping out of school in
Secondary 3, his parents still chose to fund his overseas
polytechnic education instead of furthering his sister's education. Seng is due to return after two years at Dubois Polytechnical University (at Idaho). To fund his overseas studies, he had to borrow extra money from his
fiancée, Irene, who stays with Seng's parents. Mei works as a
secretary who maintains a friendly working relationship with her boss. She is due for
delivery in two months' time, and for
maternity leave in a month's time. Her husband, Chin Keong, quit his job in the
Singapore Armed Forces a month before and is now selling
insurance, though unsuccessfully. He is therefore belittled by Mei. Even though they cannot afford it, they frequently go to a condominium
showroom to take a look, revealing their aspirations for a more luxurious lifestyle. Seng returns from the
United States. Tensions escalate in the family between Mei and Seng, due to the family's apparent favouritism for Seng. Seng goes for several
job interviews, but is unsuccessful. He becomes immensely disappointed, and lies to his family about the sanguinity of his job prospects. Poh Huat strikes the
Toto lottery, winning S$2 million, and the family is ecstatic. Seng decides that he wants to try starting a business. He gains his father's approval, who gives him effectively unlimited funding through a
credit card. Seng also buys a car, without Irene's knowledge. Irene is infuriated when she learns Seng has been overspending without working first. Initially thrilled by his sudden elevation to the higher social class, Poh Huat dies suddenly of a
heart attack while he was at a
country club for a membership interview. Siew Luan goes into
shock. At the
funeral, Seng quarrels with Mei over the funeral expenses. Mei vents her anger on Chin Keong, who shows his displeasure by throwing the carton of drinks on the floor and storming off. Mei is called back to work one afternoon, even though she is still managing the funeral. Chin Keong expresses his outrage at this unreasonable request, but Mei says out of frustration, "Singapore is like that, everywhere is like that, do we have a choice?" and returns to work. At work, Mei's boss, frustrated at the incapable temporary secretary, vents his anger at Mei and demands her to photocopy a stack of documents and brew coffee for him. Mei flips at the triviality of the task. Back at the funeral, Mei realizes that S$500 has gone missing from the
pek kim, and wrongly accuses her
Filipino maid, Pinky, of stealing the money. Chin Keong reveals shortly after that the money is actually with him. Pinky, indignant at the wrong accusation, spits at Mei. Chin Keong goes to a nearby
coffee shop for a drink. A beer girl from
China approaches him at his table to talk to him, and Chin Keong ends up confiding his worries about life. The girl notes, "You Singaporeans are always complaining. Do you think your life is tough?". During the funeral wake, Seng reveals to his family that he did not graduate. Initially unbeknownst to him, Irene is standing nearby at the door, and hears his confession. Irene is greatly disappointed with Seng, and resolves to leave him. A few months later, Chin Keong, Seng and Mei, with her newly-born son, are called to a lawyer's office. It is revealed that Poh Huat's
will has been found (made before either of them are born): he had left all his assets to his wife Siew Luan. However, the family has chalked up a
debt of S$800,000 in sending Seng overseas. Siew Luan is absent from the meeting, so the lawyer announces that, of the remaining S$1, 200,000, Mei is getting S$300,000, while Seng is getting S$1,000. At the movie's end, Siew Luan hands some money over to Poh Huat's mistress and illegitimate son in a show of benevolence, and leaves Seng. Irene decides to go abroad to pursue a degree in
photography. ==Cast==