Tan was born Tan Yeok Nee into a
Teochew family from , of the former
Chaozhou Fu,
China in 1827. He was later known as Tan Hiok Nee, and started his working life as a cloth peddler and in the course of his frequent visits to
Wan Abu Bakar's home in
Telok Blangah of
Singapore, where he became a friend of the royal family. He subsequently extended his textile business to
Johor Bahru where many textile shops still line
Jalan Tan Hiok Nee, a road named after him, and where he used to stay. With the help of the Temenggong, Tan moved to Johor in 1853. He obtained his first surat sungai (river document) of Bukit Berangan, a tributary of the Johor River in 1853, then aged 26 in partnership with
Tan Ban Tye. There, he began cultivation of pepper and gambier. This was to form the beginning of a vast holding of 9 such grants which made him the largest holder of
kangchu concessions, as well as the wealthiest and most influential Chinese in Johor. A map of Johor Bahru drawn in 1887 shows Tan Hiok Nee as the owner of several lots of land in the centre of Johor Bahru where he owned many shops and houses as well as started a market on an island called Pulau Segget, midpoint of
Sungai Segget. In 1854, he started develop the left bank of the
Johor River. Within 5 September 1863 – 11 September 1863, Tan Hiok Nee obtained four additional kang-chu rights within a one-week period. On 5 September 1863, he received a
Surat Sungai granting him the rights to three adjacent river: Keringkim (or Kim Kim), Kong Kong and Tukang. By then, he was the most prominent businessman in Johor with seven
kangchu rights. This meant controls over the entire left bank of the
Johor River which spanned from the south of
Kota Tinggi to
Pulau Ubin. == Revenue farming and the Great Opium Syndicate ==