MDRT conducts annual meetings that are open to all members, and which include a variety of activities for members professional development. These meetings are held in North America and Asia. Each year more than 10,000 members and guests attend. MDRT uses the concept of the "whole person," which was first presented by philosopher
Mortimer Adler. According to Adler, "whole [persons] are engaged in a lifetime quest to achieve balance and congruity in all aspects of their lives and continually seek to develop their full human potential." Insurers sometimes promote their agents' success in achieving MDRT membership claiming, among other things, that MDRT promotes skills development, and that such agents generate higher premium policies and more persistent business. Annual qualification requirements for joining include demonstrating a set annual production requirement plus agreeing to adhere to a strict code of ethics. Ethical violations will result in dismissal. MDRT also has established two additional tiers of qualification: Court of the Table and Top of the Table. To qualify for these higher tiers of membership, the applicant must demonstrate annual commission of first year income three to six times the base requirement. In 2023 a court in Ontario, Canada dismissed a claim against MDRT by a policyholder who claimed their loss, allegedly due to a fraud by a member who used the MDRT logo, had been caused by negligent regulation by MDRT. The court acknowledged the organization ran somewhat like a regulator but refused to find that it caused the policyholder's loss. ==References==