Banca Transilvania is a Romanian multinational investment bank and financial services company. Founded on 16 February 1994 in Cluj-Napoca by 46 local entrepreneurs with an initial capital of $2 million, it has grown from a single-branch regional lender into a national institution within the BT Financial Group. Headquartered in Cluj-Napoca, the group serves 4.84 million active clients through 534 branches and offices across 350 Romanian communities and maintains an international presence. As of September 2025 the group held a c.22% share of national banking assets.