List of banks in India

Public sector banks (PSBs) There are 12 public sector banks in India, as of 1 April 2026. Private sector banks (PVBs) ''Private sector banks are banks where the majority of the bank's equity is owned by a private company or a group of individuals. They comply with the central bank guidelines yet have a unique financial system.'' There are 21 private sector banks in India, as of 1 August 2025. Regional rural banks (RRBs) There are 28 regional rural banks in India, as of 23 October 2025. ==Co-operative banks==

State co-operative banks (SCBs) There are 34 state co-operative banks in India, as of 1 August 2025. • The Andaman and Nicobar State Co-operative Bank Ltd. • The Andhra Pradesh State Co-operative Bank Ltd. • The Arunachal Pradesh State Co-operative Apex Bank Ltd. • The Assam Co-operative Apex Bank Ltd. • The Bihar State Co-operative Bank Ltd. • The Chandigarh State Co-operative Bank Ltd. • The Chhattisgarh Rajya Sahakari Bank Maryadit • The Delhi State Co-operative Bank Ltd. • The Goa State Co-operative Bank Ltd. • The Gujarat State Co-operative Bank Ltd. • The Haryana State Co-operative Apex Bank Ltd. • The Himachal Pradesh State Co-operative Bank Ltd. • The Jammu and Kashmir State Co-operative Bank Ltd. • The Jharkhand State Co-operative bank Ltd. • The Karnataka State Co-operative Apex Bank Ltd. • The Kerala State Co-operative Bank Ltd. • The Madhya Pradesh Rajya Sahakari Bank Maryadit. • The Maharashtra State Co-operative Bank Ltd. • The Manipur State Co-operative Bank Ltd. • The Meghalaya Co-operative Apex Bank Ltd. • The Mizoram Co-operative Apex Bank Ltd. • The Nagaland State Co-operative Bank Ltd. • The Odisha State Co-operative Bank Ltd. • The Pondichery State Co-operative Bank Ltd. • The Punjab State Co-operative Bank Ltd. • The Rajasthan State Co-operative Bank Ltd. • The Sikkim State Co-operative Bank Ltd. • The Tamil Nadu State Apex Co-operative Bank Ltd. • The Telangana State Co-operative Apex Bank Ltd. • The Tripura State Co-operative Bank Ltd. • The Uttar Pradesh Co-operative Bank Ltd. • The Uttaranchal Rajya Sahakari Bank Ltd. • The West Bengal State Co-operative Bank Ltd. • The Daman and Diu State Co-operative Bank Ltd. District central co-operative banks There are 352 district central co-operative banks in India, as of 1 August 2025. Scheduled urban co-operative banks There are 24 scheduled urban co-operative banks in India, as of 1 August 2025. Non-scheduled urban co-operative banks There are 1407 non-scheduled urban co-operative banks in India, as of 1 August 2025. == Foreign banks ==

There are 44 foreign banks in India, as of 1 August 2025. Branch/WOS/Representative form of presence as per RBI is as follows: Foreign banks operating as wholly owned subsidiary in India List of notable foreign banks which are incorporated outside India and are operating a wholly owned subsidiary in India: Foreign banks with branches in India List of notable foreign banks which are incorporated outside India and are operating branches in India: Foreign banks with representative offices in India List of notable foreign banks which are incorporated outside India and are operating representative offices in India: ==Local area banks==

Local area banks are non-scheduled banks. They were set up with the twin objectives of providing an institutional mechanism for promoting rural and semi-urban savings and for providing credit for viable economic activities in local areas. They were established as public limited companies in the private sector. They are promoted either by individuals, corporates, trusts or societies. The minimum paid up capital of such banks is . The promoter's contribution should be at least . Local area banks can operate and open branches in a maximum of 3 geographically contiguous districts. They are governed by the provisions of the Reserve Bank of India Act, 1934, the Banking Regulation Act, 1949 and other relevant statutes. They are to be registered as Public Limited Companies under the Companies Act 1956. Since they are non-scheduled banks, they cannot borrow funds from the Reserve Bank of India, like other scheduled commercial banks. There are 2 local area banks in India, as of 1 August 2025. == Payments banks ==

There are 4 payments banks in India, as of 15 December 2025. == Small finance banks ==

There are 12 small finance banks in India, as of 15 December 2025. ==See also==