The
thallus of
Umbilicaria africana is single-leaved () and shield-like (), reaching up to in diameter. It often features deeply divided, irregularly incised that curl when dry and may include perforations. The upper surface varies from grey to brownish-grey, is smooth to rough (), and covered with a thin, dead (necral) layer. It displays a moderate network of ridges around the central attachment point () and has sparser, worm-like () ridges or is smooth towards the edges. The surface typically hosts clusters of thin, black, branched, and intertwined root-like structures (). The underside is smooth, pale around the central attachment, and darkens to grey or black, dotted with patches of multi-cellular reproductive particles () and scattered clusters of moderately branched rhizinomorphs. Reproductive features include black fruiting bodies (
apothecia) which are rare in specimens from the Andes. The thalloconidia are dark brown to black, spherical to
ellipsoid, and typically 4 to 10-celled, although simpler forms occur.
Similar species Umbilicaria africana has been confused with the somewhat similar
U. aprina, but can be distinguished by its typically multi-cellular thalloconidia, deeply incised lobes, and patchy distribution of rhizinomorphs.
Molecular studies suggest a close relationship between these two species, although
U. aprina has a broader geographical distribution. ==Habitat and distribution==