A warranty deed can include six traditional forms of covenants for title, Those six traditional forms of covenants can be broken down into two categories:
present covenants and
future covenants. ;Present covenants • Covenant of
seisin: "A covenant of seisin or good right to convey." • Covenant of right to convey: Covenants that represent the seller's promise that they have a valid title of the property being conveyed and have not contracted to sell it to another. • Covenant of warranty: Covenants that represent seller's promise to protect the buyer against anyone who comes along later and claims paramount title to the property. • Covenant of further assurances: The covenant of further assurances requires the seller to take affirmative steps to cure any defects in the grantor's title. Most buyers perform a
title search to determine if there are defects in title that must be resolved before they purchase real property. A title search provides constructive notice of any encumbrances,
easements, or restrictions on the property being conveyed, and is generally considered part of a buyer's
due diligence in the process of purchasing real estate. Buyers can also purchase
title insurance to protect against title defects. A warranty deed is not a substitute for title insurance because, if the grantor later dies or goes
bankrupt, the grantee may not be able to exercise the warranty. ==References==