Born in
Beallsville, Ohio, Mooney attended public school in town until his family moved to
Woodsfield in 1862, at which time he attended Woodsfield Schools. After high school he attended
Ohio Wesleyan College at
Delaware. He became a book keeper with Taylor & Armstrong in
Bellaire. He worked at that position for two years when, in 1894 he engaged in banking at
Monroe Bank, which was chartered by his father. Mooney started as a clerk and moved his way up to teller and cashier, when in 1898, he was appointed as Vice President. At the same time he was appointed on the O.R.& W. Railway board of directors. ==Adulthood==