Casualties There were a large number of fatalities in the first several hours of the fire, but they were not found quickly. Discovery of these early fatalities took place over the course of the following two weeks. In the first week, nearly ten victims per day were found. In the second week, that lowered to several victims per day. Victims were still being found in the third week and beyond. • November 10, fourteen bodies were discovered, bringing casualties to 23. • November 11, casualties increased to 29 after another six bodies discovered. • November 13, casualties increased to 48, making it the single-deadliest wildfire in California history, surpassing the
1933 Griffith Park Fire, which killed 29 people. • November 14, casualties increased from 48 to 56. • November 16, casualties increased from 63 to 71. • November 17, An additional five deaths brought the total to 76. President
Donald Trump,
Governor Jerry Brown,
Governor-elect Gavin Newsom, and
Federal Emergency Management Agency (FEMA) director
Brock Long toured the Paradise area, and they held a short conference in the afternoon. • November 18, casualties raised to 77. • November 19, casualties raised to 79. • November 20, casualties raised to 81. • November 21, casualties raised to 83. • November 23, casualties raised to 87. • December 3, casualties revised to 85 after human remains in three separate bags were identified to be the same victim. Identification of the deceased was hampered by the fragmentary condition of many bodies. Ten of 18 dentists in Paradise lost their offices and patient records in the fire. Two of the dead were identified from the serial numbers on artificial joints, 15 from dental records, five from fingerprints and 50 from DNA. Funerals and benefits were delayed by the identification difficulties. As of 2022, a few victims were still unidentified and undergoing testing and identification by the
DNA Doe Project. Traffic jams on the few evacuation routes led to cars being abandoned while people evacuated on foot, but did not contribute to any deaths. At least seven deaths occurred when the fire overtook people who were trapped in their vehicles, most on Edgewood Road, as well as one person outside a vehicle and two on ATVs. Some residents who were unable to evacuate survived by sheltering in place at the American gas station and the Nearly New antique store across the street. Others gathered in the nearby parking lot shared by a KMart and a Save Mart. The survival of some of those who sheltered in place has raised the question of whether in some scenarios last-minute mass evacuations provide the best outcomes, with some pointing to Australia's policy discouraging them, instituted following the
1983 Ash Wednesday brushfires in which many of the 75 dead were killed while trying to evacuate. However, 70 of the 84 fatalities listed in the Butte County District Attorney's Camp Fire investigation summary
Butte County Sheriff's Department initially reported a partial death count for each community (total 67): 50 in
Paradise, seven in
Concow, nine in
Magalia, and one in
Chico. Five firefighters were injured during two separate incidents in the first two days of the Camp Fire. In the first, one fire captain and two prison inmate firefighters were seriously burned on their upper bodies on November 8 when shifting winds trapped them on a dirt road surrounded by barbed wire as the fire encroached. In the second, a fire captain and a firefighter received face and neck burns on November 9 when a propane tank exploded as they were defending a house from the fire. Summary of impact on population and first responders reported by Cal Fire.
Damage and displacement The fire forced the evacuation of
Paradise,
Magalia,
Centerville,
Concow,
Pulga,
Butte Creek Canyon,
Berry Creek and
Yankee Hill and threatened the communities of
Butte Valley,
Chico,
Forest Ranch,
Helltown,
Inskip,
Oroville, and
Stirling City. The community of
Concow and the town of
Paradise were destroyed within the first six hours of the fire, losing an estimated 95 percent of their buildings. The town of Magalia also suffered substantial damage, and the community of
Pulga, California suffered some. Nearly 19,000 buildings were destroyed, most of them homes, along with five public schools in Paradise, a rest home, churches, part of Feather River hospital, a
Christmas tree farm, a large shopping center anchored by a
Safeway, several fast food chains, such as
Black Bear Diner and
McDonald's, and numerous small businesses, as well. The
Honey Run Covered Bridge over nearby
Butte Creek, the last three-span Pratt-style truss bridge in the United States, was incinerated on November 10. Housing recovery in fire-impacted areas typically focuses on home owners and overlooks the needs of disadvantaged groups. After the fire, FEMA invited residents to purchase the mobile homes they were provided after the disaster. However, relocating mobile homes in high fire-risk areas was not permitted, and any mobile homes that did not meet the California fire code were mandated to be removed. In May 2019,
NPR reported that more than 1,000 families who were displaced by the fire were still looking for housing six months later. Rural northern California had been experiencing a severe housing shortage and growing homelessness crisis, compounded in part due to the fire. Prior to the fire, Chico had a housing vacancy rate of less than three percent. The loss of several thousand residences placed additional strain on Butte County's housing market. Average list prices for homes were reported to have increased by more than 10 percent. Summary of structural damage reported by Cal Fire: ''Note: Cal Fire damage updates do not contain categories tagged with *, however, a count was given November 17; also, '~' denotes an estimate.''
Environmental impacts in San Francisco, California. The photo on the right was taken the month preceding the Camp Fire on October 14, 2018, and the one on the left on November 16, 2018. of 200. Smoke from the Camp Fire led to widespread air pollution throughout the
San Francisco Bay Area and
Central Valley, prompting the closure of public schools in five Bay Area counties and dozens of districts in the
Sacramento metropolitan area on November 16. Haze from smoke in the upper atmosphere was observed in
New York City, more than away. John Balmes, a physician at the
University of California, Berkeley who sits on the
California Air Resources Board, noted that the fire "[resulted in] the worst air pollution [ever] for the Bay Area and northern California." Recovery efforts were slowed as crews tested burned debris for environmental contaminants such as
asbestos,
volatile organic compounds,
heavy metals,
arsenic,
dioxins, and other hazardous materials that may have burned or spread in the fire. The Butte County health officer issued an advisory suggesting against the re-habitation of destroyed properties, warning of the potential for exposure to hazardous materials." In the weeks following the fire, Paradise City Council and Butte County Supervisors passed emergency ordinances to alleviate the delay in FEMA temporary housing by allowing residents to return to their land and live in temporary residences until the cleanup was completed and they could rebuild. However, with additional information it was clear there was a significant risk to public health and in early February 2019, FEMA's Federal Coordinating Officer David Samaniego forced policymakers to retract the accommodation and remove residents from the burn area. Those policymakers released an announcement, "The Town of Paradise and Butte County were informed that emergency ordinances intended to provide a process for citizens to return to their properties prior to removal of the debris may impact federal funding. The disaster assistance is predicated on the need to remedy health and safety hazards that pose an immediate risk to citizens prior to living in recreational vehicles on their properties with structures burned during the Camp Fire." Emotions were summed up by resident Ben Walker while addressing the Paradise City Council: "I'm asking you not to throw the people of this town into the cold in the middle of winter. If the option is to choose federal money to rebuild the town, or the people to rebuild the town—choose the people". Multiple drinking water systems across the burn area were chemically contaminated, and contaminated building plumbing. Benzene levels found in some drinking water samples, from multiple systems, exceeded hazardous waste levels. Other contaminants such as methylene chloride, vinyl chloride monomer, naphthalene, and others were also found above allowable drinking water exposure limits. In particular, methylene chloride was present above safe drinking water limits when benzene was not detected indicating benzene was not a predictor of wildfire contaminated water. Sources of this contamination are thought to include smoke being sucked into depressurized buried and building water system components and the thermal degradation of plastics in the water systems themselves. Investigators found that traditional methods of calculating burn severity using satellite imagery were not appropriate for classifying localized burn severity within WUI communities. Density of structural loss was more predictive of water system contamination. Studies revealed significant hardship by households across the burn area who had standing homes lacking safe water. Household drinking water and plumbing education efforts were conducted by Purdue University, University of California Berkeley, Butte College, and Chico State University researchers in collaboration with the Camp Fire Zone Project. In 2020, the U.S. National Academies convened a workshop to address questions related to post-wildfire public health challenges.
Economic impacts The volume of insurance claims overwhelmed Merced Property and Casualty Company, a small insurer founded in 1906, to the point of
insolvency (policyholders' surplus $25 million). In response to a notice given by the company, the
California Department of Insurance reviewed and then placed it into
liquidation. This allows the California Insurance Guarantee Association, a state
guaranty association, to cover claims. The Department of Insurance will continue with a review of all insurers with a domicile in California so to determine the exposure of each to Camp Fire losses. An estimate by the
Los Angeles Times of Merced Property and Casualty Company's assets and reinsurance shows that they would only be able to cover 150 homes out of the 14,000 homes destroyed in a region where they were one of the only companies that still provided fire insurance policies despite the region being categorized as a high fire-hazard severity zone by the California Department of Forestry and Fire Protection. This is the only known instance of an insurance company becoming insolvent from a single event. On November 16, the Chico city council passed an emergency ordinance to prohibit
price gouging in Chico, by preventing the cost of rent, goods or services from being increased by more than 10 percent for six months. The Camp Fire was the most expensive natural disaster in the world in 2018 in terms of insured losses. The firm
Munich Re estimated that the fire caused $12.5 billion in covered losses and $16 billion in total losses.
PG&E bankruptcy Facing potential liabilities of $30 billion from the wildfire, the electrical utility that was responsible for the transmission line suspected of sparking the wildfire, Pacific Gas and Electric (PG&E), on January 14, 2019, began the process of filing for
bankruptcy with a 15-day notice of intention to file for bankruptcy protection. On January 29, 2019, PG&E Corporation, the parent corporation of PG&E, filed for bankruptcy protection. Because fire survivors are
unsecured creditors with the same priority as bondholders, they will only be paid in proportion to their claim size if anything is left after
secured and
priority claims are paid; it nearly ensures that they will not get paid in full. PG&E had a deadline of June 30, 2020 to exit bankruptcy in order to participate in the California state wildfire insurance fund established by AB 1054 that helps utilities pay for future wildfire claims. PG&E settled for $1 billion with state and local governments in June, 2019, and settled for $11 billion with insurance carriers and hedge funds in September, 2019. Claims for wildfire victims consist of
wrongful death,
personal injuries,
property loss,
business losses, and other legal damages. Representatives for wildfire victims said PG&E owed $54 billion or more, and PG&E was offering $8.4 billion for fire damages, Cal Fire, and FEMA.
FEMA originally requested PG&E for $3.9 billion from the wildfire victims fund, threatening to take the money from individual wildfire victims if PG&E did not pay, and
Cal OES had an overlapping $2.3 billion request, but they later settled for $1 billion after all wildfire victims are paid. On November 12, 2019, PG&E in its proposed reorganization plan provided an additional $6.6 billion for the claims of wildfire victims and other claimants, increasing the amount to $13.5 billion. In a filing with the
Securities and Exchange Commission (SEC), this puts the total amount for fire claims at $25.5 billion. This consists of $11 billion to insurance companies and investment funds, $1 billion to state and local governments, and $13.5 billion for other claims. The offer was tendered as part of PG&E's plan to exit bankruptcy. Wildfire victims will get half of their $13.5 billion settlement as stock shares in the reorganized company, On June 12, 2020, because of uncertainties in the value of the liquidated stock, in part because of the
financial market impact of the COVID-19 pandemic, PG&E agreed to increase the amount of stock. On Saturday, June 20, 2020, U.S. Bankruptcy Judge
Dennis Montali issued the final approval of the plan for the reorganized PG&E to exit bankruptcy, meeting the June 30, 2020 deadline for PG&E to qualify for the California state wildfire insurance fund for utilities. of the
2019 bankruptcy of PG&E to administer the claims of the wildfire victims. Also on July 1, PG&E funded the FVT with $5.4 billion in cash and 22.19 percent of stock in the reorganized PG&E, which covered most of the obligations of its settlement for the wildfire victims. PG&E had two more payments totaling $1.35 billion in cash that were paid in January 2021 and January 2022 to complete its obligations to the wildfire victims. and on February 24, 2021, sued 22 former PG&E officers and directors for breach of fiduciary duty by failing to put in place policies and practices to respond to deficient tree trimming work and aging infrastructure. On September 29, 2022, the FVT announced that they had settled the lawsuit against PG&E's former officers and directors for $117 million. Initially, the Trustee, the Honorable
John K. Trotter (Ret.), and the Claims Administrator, Cathy Yanni, were in charge of the FVT. On July 1, 2022, Cathy Yanni became Trustee of the FVT, replacing Justice John Trotter. Claimants are wildfire victims from the
2015 Butte Fire,
2017 North Bay Fires, and 2018 Camp Fire in Northern California. The
2017 Tubbs Fire is considered to be one of the 2017 North Bay Fires. Claims for wildfire victims include
real estate and personal property,
personal income loss,
business loss,
wrongful death,
personal injury,
emotional distress,
zone of danger, and
nuisance claims. Starting November 23, 2020, the FVT began issuing Preliminary Payments up to $25,000 for those with significant losses. There were 71,394 wildfire victims who filed claims by the deadline of February 26, 2021. Starting March 15, 2021, the FVT began issuing the first installment of
Pro Rata Payments (partial payments) to eligible claimants. This first installment was 30 percent of the Approved Claim Amount for their
damages, As of September 30, 2022, there were 244,292 distinct claims that had been filed, and the FVT had distributed $5.08 billion to 49,301 wildfire victims. == Investigation ==