The Australian Joint Stock Bank was created in 1852 by an Act of the
New South Wales Parliament. It issued its first banknotes in 1862. In 1910, the Australian Bank of Commerce was registered in New South Wales under the Joint Stock Companies Act to take over the Australian Joint Stock Bank. In 1917 it acquired the
City Bank of Sydney. In 1931, the Bank of New South Wales (now
Westpac) acquired the Australian Bank of Commerce. ==Heritage buildings==