Only licensed banks may operate
current and
savings accounts, accept deposits of any size and
maturity from the public, and pay or collect cheques drawn, or paid in, by customers.
Incorporated in Hong Kong According to the Register of Authorized Institutions and Local Representative Offices maintained by HKMA, there were 32 locally incorporated banks in Hong Kong as of November 30, 2025, eight of which were digital banks. As of July 29, 2025, all locally incorporated banks are members of the Deposit Protection Scheme.
Incorporated outside Hong Kong According to the Register of Authorized Institutions and Local Representative Offices maintained by HKMA, there were 117 banks incorporated outside Hong Kong as of November 30, 2025, eight of which were digital banks. As of July 29, 2025, all banks incorporated outside Hong Kong are members of the Deposit Protection Scheme.
Total assets Due to the lack of publicly available financial disclosures specific to their Hong Kong branches, certain overseas banks are excluded from this list. These institutions do not publish separate financial statements for their Hong Kong operations. As a result, their asset data has not been included. Examples of such banks include Hong Leong Bank Hong Kong Branch, Chugoku Bank Hong Kong Branch, Chiba Bank Hong Kong Branch, and Bank Negara Indonesia Hong Kong Branch. == Restricted licence banks ==