Chloe Anne Latimer was born on 3 November 1996 in
Glasgow. In her early career, she made
acoustic music and auditioned for
The X Factor when she was 13, although she did not advance further. Kloe performed cover songs regularly on stage in front of her peers at school at 14. Around that time, she bought a
MacBook and taught herself how to record and produce her own music using various programs. At 15, she started performing live and was a supporting act for fellow singer
Nina Nesbitt in Glasgow. Kloe dropped out of
Clydebank High School to pursue a career in music at age 16. She released her first single, "Grip", in December 2014. She was spotlighted on
BBC Music Introducing in May. On 23 May, she sang at
BBC Radio 1's Big Weekend. At 18, Kloe signed a record deal with
Columbia Records and later with
Iamsound in November 2015. Her third single "Touch" also followed in November. She won the Big Apple award at the 2015
Scottish Music Awards. On 3 February 2016, Kloe unveiled the single "Teenage Craze". Her debut
extended play Teenage Craze was issued two days later by
Sony Music. Kloe released two more singles in 2016, "UDSM" and "Liability". In July 2018, Kloe signed a publishing deal with
Warner Chappell Music. She declared that Warner Chappell "fe[lt] like the right place" to take her songwriting "to the next level". She co-wrote
Taemin's 2020 single "
Criminal", which reached number 25 on the
Gaon Digital Chart. Kloe was a co-writer of
IU's "
Celebrity" (2021). Scottish musician Pocket featured Kloe on the single "Evergreen" in May 2023 which was included on his extended play,
Love Disc (2023). ==Artistry and personal life==