Lendwithcare works with a number of partner
microfinance institutions in the countries in which it operates. If the microfinance institution is happy with an entrepreneur's idea or business plan, they approve the proposal and provide the initial loan requested. They also help the entrepreneur construct their profile for lendwithcare.org. Lenders can browse the list of entrepreneurs on the website, read about their businesses, see the value of the loan they have requested, the percentage of the loan already provided by other lenders, and then choose an entrepreneur to lend to. Once the entrepreneur's loan is fully funded, the money is transferred to the microfinance institution to replace the initial loan already paid out to the entrepreneur. During this process lenders receive progress updates regarding the entrepreneur's progress. The entrepreneur gradually pays back their loan according to a repayment schedule. The microfinance institution transfers these repayments to CARE International who then credits the payment into lenders' lendwithcare.org accounts. Lenders can then either withdraw their money using a
PayPal account or can use the credit to provide a loan to another entrepreneur. ==Partner microfinance institutions==