The NCAA does not strictly prevent its member institutions from playing outside of their own division, or indeed playing against schools that are not members of the NCAA.
NAIA Many Division II schools frequently schedule matches against members of the
National Association of Intercollegiate Athletics (NAIA), which consists of colleges and universities that offer athletic scholarships similar to NCAA Division II across the United States and Canada. They promote competitive and character-based athletics that is controlled by its NAIA membership, as opposed to the NCAA that serves as a regulating body.
Division I Division II schools also frequently schedule "money games", usually in football and men's
basketball, against Division I schools. In football, D-II teams once occasionally played games against schools that are now in Division I FBS, but this practice has ended because, under current NCAA rules, FBS schools cannot use victories over schools below the FCS level for establishing a bowl eligibility. Today, D-II "money games" are exclusively against FCS schools, whose postseason eligibility is less seriously impacted by scheduling a D-II opponent. In basketball, where conference tournaments play a large role in determining postseason participants, D-I schools have less of a penalty for scheduling an occasional D-II opponent, resulting in more "money games". In any event, the D-II school is almost invariably the visiting team, and is invited to play with the knowledge that it will likely be defeated but will receive a substantial (at least by Division II standards) monetary reward which will help to finance much of the rest of the season and perhaps other sports as well. Such games are funded by Division I schools that can afford such games. In recent years, "money games" in men's basketball have also included preseason exhibitions against D-I programs, typically in the same region, that do not count in official statistics for either team. Under NCAA rules, Division I teams are allowed to play two exhibition games in a season and must host these games. The
University of Kansas helps the state's four Division II members by rotating them onto the Jayhawks' exhibition schedule annually.
Milwaukee, which has been a Division I member since 1990, has continued its series with their former Division II rival
Parkside as part of their exhibition schedule. When these exhibition games do happen, there are times when the Division II team does win, and against a well-respected Division I program. In 2009, a Division II team beat the eventual Big East regular season champion. In 2010, two other Division II teams beat teams that reached the NCAA Division I tournament. Additionally, in 2025, Division II team Hawai'i Pacific defeated Division I team Boise State. Also in basketball, one of the best-known early-season tournaments for D-I men's teams, the
Maui Invitational, is hosted by D-II member
Chaminade. Through the 2017 edition, Chaminade competed in every tournament, but now competes only in odd-numbered years. The
Great Alaska Shootout, which had men's and still has women's tournaments, is also hosted by a D-II member,
Alaska–Anchorage. Chaminade typically loses all games it plays in Maui; Alaska–Anchorage also typically lost all of its men's Shootout games, but is frequently competitive in the women's version.
Non-revenue sports competition Matches between the different collegiate divisions in non-revenue sports are often quite competitive. Indeed, in some sports, among them
ice hockey and men's
volleyball, there is no Division II national championship. In hockey, many schools whose athletic programs are otherwise Division II compete in Division I, and men's volleyball has a truncated divisional structure with a Division III championship but no Division II championship. In any sport that does not have a Division II national championship, Division II members were allowed to award the same number of scholarships as Division I members before 2025–26, when D-I scholarship limits were replaced by roster limits following the settlement of the
House v. NCAA legal case. One D-II conference, the
East Coast Conference, features D-I
Bryant as an associate member in bowling, a sport with a single NCAA championship event open to all divisions. A similar situation exists with respect to
flag football, which entered the
NCAA Emerging Sports for Women program in January 2026. The D-II
Conference Carolinas features D-I
Mount St. Mary's as an associate member in that sport. An earlier example is that at least during the 1970s, NCAA golf tournaments in California were usually played with Division I and Division II schools competing together in one group. Sometimes, Division II schools won those tournaments. Additionally, matches involving two or four schools were common among schools from these two divisions. ==See also==