Wibowo began to work at the
Bank Indonesia, Indonesia's state bank, in 1993. On 15 January 2018, he was promoted by the Governor of the Bank Indonesia,
Agus Martowardoyo, from his previous office as Head of Retail Payment System and Financial Inclusion Development Group to Head of the Department of Electronification and National Payment Gate. Wibowo pushed for the total electronization of the
toll road payment system in Indonesia. In an interview with CNBC Indonesia, he said that the department was attempting to place top-up machines in rest areas across the country's toll roads. The electronic payment system was eventually adopted by various public services in Indonesia, such as
TransJakarta, Jakarta's
bus rapid transit system, and the
Indonesian Railways Company, which operates the majority of
public railways in Indonesia. He was also involved in the implementation of National Payment Gate (GPN,
Gerbang Pembayaran Nasional), a system used to integrate payments using
debit cards in merchants. The GPN was fully implemented in June 2018. One of the projects that he oversaw during his tenure was the development of the Quick Response Code Indonesia Standard (QRIS), a digital-based payment for
small and medium-sized enterprises (SMEs). Wibowo announced that as of 15 January 2020, about 1.7 million SMEs already used QRIS, and aimed for 15 million SMEs – about 5% of SMEs in Indonesia – by the end of 2020. He denied that QRIS was intended to replace banknotes, but would rather reduce the growth in banknote circulation. On 9 April 2020, the
Corruption Eradication Commission summoned Wibowo as a witness in a bribery case related to
Pertamina's crude oil trade and factory products. == Death ==