MarketEconomy of Bulgaria
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Economy of Bulgaria

The economy of Bulgaria functions on the principles of the free market, having a large private sector and a smaller public one. Bulgaria has an advanced, high-income economy according to the International Monetary Fund and the World Bank. It is a member of the European Union (EU), the World Trade Organization (WTO) and the Organization of the Black Sea Economic Cooperation (BSEC). The Bulgarian economy has experienced significant growth (538%), starting from $13.15 billion and reaching estimated gross domestic product (GDP) of $107 billion or $229 billion, GDP per capita of $36,000, average gross monthly salary of 2,468 leva, and average net monthly salary of $2,191. The national currency was the lev, pegged to the euro at 1.95583 leva for 1 euro. The lev was the strongest and most stable currency in Eastern Europe. On January 1st, 2026, Bulgaria adopted the euro.

History
During the 17th and 18th century Bulgaria had a largely undeveloped industry with agriculture, crafts, and partly trade being the only developed industry sectors. Bulgaria was one of the more dynamic industrial areas of the Ottoman Empire. Bulgaria experienced an economic boom in export-oriented textiles in the period 1815–65, even while the Ottoman Empire's economy was declining. The Bulgarian export sector collapsed after Bulgarian independence in 1878. During the period 1921-1925, approximately 100,000 Bulgarians were forced into a system of compulsory labor where they worked for the government on public works for eight months without pay. In the interwar period, there was considerable economic modernization in Bulgaria's agricultural sector, setting the conditions for rapid growth after World War II. These new policies resulted in impressive initial rates of economic development. By the mid-1950s, living standards rose significantly, and in 1957 collective farm workers benefited from the first agricultural pension and welfare system in Eastern Europe. Bulgaria underwent rapid industrial development from the 1950s onwards. Starting with the 1960s, the country's economy appeared profoundly transformed. Throughout the postwar period, economic progress was also substantially assisted by a level of internal political stability unseen in other Eastern European countries during the same period. That represented a change on the Bulgarian political scene, as political turbulence was common before BCP's ascent to power. Bulgarian engineers developed the first Bulgarian computer, the Vitosha, as well as the Pravetz computers. Nonetheless, beginning in the early 1970s, low capital and labour productivity, as well as expensive material inputs, plagued the Bulgarian economy. With disappointing rates of growth came a high degree of economic experimentation. This experimentation took place within the socialist economic framework, although never approaching a market-based economy. Although politicians were giving warranties that the late-2000s recession would not hit Bulgaria, the economy suffered a 5.5% GDP decline in that period. Unemployment rose for at least five-quarters bringing Bulgaria's worst recession since the early 1990s. Still, economic circumstances were not too severe when compared to the rest of Europe. Future prospects are tied to the country's increasingly important integration with the European Union member states. Reforms of the 1990s and early 2000s Members of the government promised to move forward on cash and mass privatization upon taking office in January 1995 but were slow to act. United Nations sanctions against Yugoslavia and Iraq (1990–2003), two of the country's most significant trading partners, took a heavy toll on the Bulgarian economy. The first signs of recovery emerged in 1994 when the GDP grew and inflation fell. The first round of mass privatisation finally began in January 1996, and auctions began toward the end of that year. The second and third rounds were conducted in Spring 1997 under a new government. In July 1998, the UDF-led government and the IMF reached an agreement on a 3-year loan worth about $800 million, which replaced the 14-month stand-by agreement that expired in June 1998. The loan was used to develop financial markets, improve social safety net programmes, strengthen the tax system, reform agricultural and energy sectors, and further liberalise trade. The European Commission, in its 2002 country report, recognised Bulgaria as a functioning market economy, acknowledging the progress made by Prime Minister Ivan Kostov's government toward market-oriented reforms. Rebound from the February 1997 crisis In April 1997, the Union of Democratic Forces (SDS) won pre-term parliamentary elections and introduced an IMF currency board system which succeeded in stabilizing the economy. The triple digit inflation of 1996 and 1997 has given way to an official economic growth, but forecasters predicted accelerated growth over the next several years. The government's structural reform program includes: • privatization and, where appropriate, liquidation of state-owned enterprises (SOEs); • liberalization of agricultural policies, including creating conditions for the development of a land market; • reform of the country's social insurance programs; and • reforms to strengthen contract enforcement and fight crime and corruption. Despite reforms, weak control over privatization led many successful state enterprises to bankruptcy. The SDS government also failed to stop the growing negative account balance, which has since then continued to increase, reaching a negative of $12.65 billion in 2008. The government elected in 2001 pledged to maintain the fundamental economic policy objectives adopted by its predecessor in 1997, specifically: retaining the Currency Board, implementing sound financial policies, accelerating privatisation, and pursuing structural reforms. Both governments failed to implement sound social policies. The economy really took off between 2003 and 2008 and growth figures quickly shot up, fluctuating between figures as high as 6.6% (2004) and 5.0% (2003). Even in the last pre-crisis year, 2008, the Bulgarian economy was growing rapidly at 6.0%, despite significantly slowing down in the last quarter. Part of the European Union On 1 January 2007, Bulgaria entered the European Union. This led to some immediate international trade liberalization, but there was no shock to the economy. The government ran annual surpluses of above 3%. This fact, together with annual GDP growth of above 5%, has brought the government indebtedness to 22.8% of GDP in 2006 from 67.3% five years earlier. This is to be contrasted with enormous current account deficits. Low interest rates guaranteed availability of funds for investment and consumption. For example, a boom in the real estate market started around 2003. At the same time annual inflation in the economy was variable and during the last five years (2003–2007) has seen a low of 2.3% and high of 7.3%. Most importantly, this poses a threat to the country's accession to the Eurozone. The Bulgarian government originally planned to adopt the Euro no sooner than 2015. Although Bulgaria since the beginning had the plan to have to adopt the euro as a condition to membership, plans would have been postponed until 2026, when with the arrive of the new year, they entered the euro. From a political point of view, there is a trade-off between Bulgaria's economic growth and the stability required for early accession to the monetary union. Bulgaria's per-capita PPP GDP is about 70% of the EU27 average (2025), while the country's nominal GDP per capita is about 43% of the EU27 average (2021). However, Bulgaria ranks 38th (2015) in the Ease of Doing Business rank list, higher than most other Eastern European states, and 40th (2012) in the Economic Freedom of the World index, outperforming Belgium, Spain, Poland, Hungary, Portugal. Bulgaria also has the lowest personal and corporate income tax rates in the EU, as well as the second lowest public debt of all European Union member states at 16.2% of GDP in 2010. Great Recession The country suffered a difficult start to 2009, after gas supplies were cut in the Russia-Ukraine gas dispute. Industrial output suffered, as well as public services, exposing Bulgaria's overdependence on Russian raw materials. The Great Recession led to a decline in growth and employment by the last quarter of 2008. The real estate market, although not plummeting, ground to a halt and growth was significantly lower in the short-to-medium run. During 2009, the grim forecasts for the effects of the Great Recession on the Bulgarian economy largely materialized. Although suffering less than the worst-hit countries, Bulgaria recorded its worst economic results since the 1997 meltdown. GDP shrank by around 5% and unemployment jumped. Consumer spending and foreign investment dropped dramatically and depressed growth in 2010 to 0.3%. Unemployment remains consistently high at around 10%. New government and fiscal discipline The government of Boyko Borisov elected in 2009 undertook steps to restore economic growth, while attempting to maintain a strict financial policy. The fiscal discipline set by Finance Minister Djankov proved successful and together with reduced budget spending it placed Bulgarian economy on the stage of steadily though slowly growing in the midst of world crisis. On 1 December 2009, Standard & Poor's upgraded Bulgaria's investment outlook from "negative" to "stable," which made Bulgaria the only country in the European Union to receive a positive upgrade that year. In January 2010 Moody's followed with an upgrade of its rating perspective from "stable" to "positive." Bulgaria was expected to join the Eurozone in 2013 but after the rise of some instability in the zone Bulgaria is withholding its positions towards the Euro, combining positive and realistic attitudes. The 2012 Transatlantic Trends poll found that 72 percent of Bulgarians did not approve of the economic policy pursued by the government of the (then) ruling center-right GERB party and Prime Minister Boyko Borisov. In 2024, Bulgaria was making final preparations to adopt the Euro. Bulgaria adopted the euro on 1 January 2026. ==Economic statistics==
Data
Data The following table shows the main economic indicators in 1980–2018. Household income or consumption by percentage share:lowest 10%: 2.9% • highest 10%: 25.4% (25.4) Distribution of family income - Gini index: 36.6% (2013) Industrial production growth rate: 11.3% (Third Quarter) Electricity:production: 45.7 TWh (2006) • consumption: 37.4 TWh (2006) • exports: 7.8 TWh (2006) • imports: 0 TWh (2006) Electricity - production by source:fossil fuel: 47.8% • hydro: 8.1% • nuclear: 44.1% • other: 0% (2001) Oil:production: 3,000 bbl/day (2005 est.) • consumption: 131,400 bbl/day (2005 est.) • exports: 51,000 (2005 est.) • imports: 138,800 (2004 est.) • proved reserves: 15 million bbl (1 January 2006) Natural gas:production: 407,000 cu m (2005 est.) • consumption: 5.179 billion cu m (2005 est.) • exports: 0 cu m (2005 est.) • imports: 5.8 billion cu m (2005) • proved reserves: 5.703 billion cu m (1 January 2006 est.) Agriculture - products: vegetables, fruits, tobacco, livestock, wine, wheat, barley, sunflowers, sugar beets Current account balance: $ -5.01 billion (2006 est.) Reserves of foreign exchange & gold: $11.78 billion (2006 est.) Exchange rates: ==Sectors==
Sectors
In 2022, the sector with the highest number of companies registered in Bulgaria is Services with 200,853 companies, followed by Retail Trade with 173,189 companies. Industry and construction Much of Bulgaria's communist-era industry was heavy industry, although biochemicals and computers were significant products beginning in the 1980s. Because Bulgarian industry was configured to Soviet markets, the end of the Soviet Union and the Warsaw Pact caused a severe crisis in the 1990s. After showing its first growth since the communist era in 2000, Bulgaria's industrial sector has grown slowly but steadily in the early 2000s. The performance of individual manufacturing industries has been uneven, however. Food processing and tobacco processing suffered from the loss of Soviet markets and have not maintained standards high enough to compete in Western Europe. Textile processing generally has declined since the mid-1990s, although clothing exports have grown steadily since 2000. Only in recent years electronics and electric equipment production has regained higher levels. The largest centres include Sofia, Plovdiv and the surrounding area, Botevgrad, Stara Zagora, Varna, Pravets and many other cities. Household appliances, computers, CDs, telephones, medical and scientific equipment are being produced. In 2008, the electronics industry shipped more than $260 million in exports, primarily of components, computers and consumer electronics. Many factories producing transportation equipment still do not operate at full capacity. Plants produce trains (Burgas, Dryanovo), trams (Sofia), trolleys (Dupnitsa), buses (Botevgrad), trucks (Shumen), motor trucks (Plovdiv, Lom, Sofia, Lovech). Lovech has an automotive assembly plant. Rousse serves as the main centre for agricultural machinery. Bulgarian arms production mainly operates in central Bulgaria (Kazanlak, Sopot, Karlovo). Construction output fell dramatically in the 1990s as industrial and housing construction declined, but a recovery began in the early 2000s. The sector, now dominated by private firms, has resumed the foreign building programs that led to prosperity in the communist era. The Glavbolgarstroy firm has major building projects in Kazakhstan, Russia, and Ukraine as well as domestic contracts. One of the biggest Romanian investments in Bulgaria is in the construction/retail industry, namely the Budmax brand of construction supply stores (owned by Arabesque). Energy Bulgaria relies on imported oil and natural gas (most of which comes from Russia), together with domestic generation of electricity from coal-powered and hydro plants, and the Kozloduy nuclear plant. Bulgaria imports 97% of its natural gas from Russia. The economy remains energy-intensive because conservation practices have developed slowly. The country is a major regional electricity producer. Bulgaria produced 38.07 billion kWh of electricity in 2006 (in comparison, Romania, which has a population nearly three times larger than Bulgaria, produced 51.7 billion kW·h Most of Bulgaria's conventional power stations will require large-scale modernization in the near future. Bulgaria has some 64 small hydroelectric plants, which together produce 19 percent of the country's power output. Despite that, there were attempts to restart the project. Belene, planned in the 1980s but then rejected, was revived by the safety controversy at Kozloduy. was completed on 3 June 2011. Bulgaria ranks as a minor oil producer (97th in the world) with a total production of 3,520 bbl/day. Prospectors discovered Bulgaria's first oil field near Tyulenovo in 1951. Proved reserves amount to . Natural gas production halted in the late 1990s. Proved reserves of natural gas amount to 5.663 bln. cu m. The LUKOIL Neftochim oil refinery is Bulgaria's largest refining facility with annual revenues amounting to more than 4 billion leva (2 billion euro). have seen a steady increase in electricity production from renewable energy sources such as wind and solar power. Wind energy has large-scale prospects, with up to 3,400 MW of installed capacity potential. Bulgaria operates more than 70 wind turbines with a total capacity of 112.6 MW, and plans to increase their number nearly threefold to reach a total capacity of 300 MW in 2010. From 2010 to 2017, the import of waste for energy production increased for almost five times. Since 2014, the European Commission financed the installation of a plant for cogeneration of heat and electricity from refuse-derived fuel to be located in Sofia. In 2017, the Bulgaria's Ministry of Environment and Waters reported to the Basel convention that Bulgaria had imported "69,683 tonnes of waste for incineration in a form of RDF, SRF, pretreated mixed waste and mixed contaminated plastics." As of March 2021, the total amount of tons of waste annually imported is substantially unknown. Services and tourism Although the contribution of services to gross domestic product (GDP) has more than doubled in the post-communist era, a substantial share of that growth has been in government services, and the qualitative level of services varies greatly. The Bulgarian banking system, which was weak in the first post-communist years, was fully reformed in the late 1990s, including stronger oversight from the National Bank of Bulgaria and gradual privatisation. In 2003, the banking system was fully privatised, and substantial consolidation began making the system more efficient in 2004. Several smaller banks grew substantially between 2004 and 2006. These processes increased public confidence in the banks. Although the system still requires consolidation, loan activity to individuals and businesses increased in the early 2000s. The insurance industry has grown rapidly since a market reform in 1997, with the help of foreign firms. An example is the Bulgarian Insurance Group (BIG), a pension-fund and insurance management company owned by the Dutch-Israeli TBI Holding Company and the European Bank for Reconstruction and Development (EBRD). The introduction of health and pension insurance plans has expanded the private insurance industry. A series of reform laws in the early 2000s enabled the Bulgarian Stock Exchange to begin regular operation. As of 2005, stock market activity was limited by lack of transparency, although the growth rate increased beginning in 2004. After a decline in the 1990s, in the 21st century the tourism industry has grown rapidly. In 2016 some 10 million foreigners visited Bulgaria, up from 4 million in 2004 and 2.3 million in 2000. This trend is based on a number of attractive destinations, low costs, and restoration of facilities. Most of the industry had been privatised by 2004. Infrastructure items such as recreation facilities and booking services require improvement. Development of Bulgaria's retail sales sector was slow until the early 2000s, when a large number of Western-style outlets began to appear, and Sofia developed as a retail center. By 2006, several major European retail chains had opened stores, and others planned to enter the Bulgarian market. Bulgaria has attracted considerable investment from foreigners buying property either for their own use or for investment. In 2006, more than 29% of property deals were signed by foreigners, more than half of whom were British citizens. Various companies, such as Bulgarian Dreams, actively marketed Bulgarian properties to buyers overseas. In 2007 Bulgaria was visited by 5,200,000 tourists, ranking 39th in the world. Tourists from Greece, Romania and Germany account for 40% of visitors. Significant numbers of British (+300,000), Russian (+200,000), Serbian (+150,000), Polish (+130,000) and Danish (+100,000) tourists also visit Bulgaria. Most of them are attracted by the varying and beautiful landscapes, well-preserved historical and cultural heritage, and the tranquility of rural and mountain areas. In Easter of 2018 it was reported that around 90% of tourists in Varna, one of Bulgaria's largest tourism locations, came from Romania. Main destinations include the capital Sofia, coastal resorts Sunny Beach, Albena, Sozopol, Sveti Vlas; winter resorts Bansko, Pamporovo, Chepelare and Borovetz. Arbanasi and Bozhentsi are rural tourist destinations with well-preserved ethnographic traditions. Other popular attractions are the 10th century Rila Monastery and the 19th century Euxinograd château. Agriculture, forestry, and fishing In the communist era, Bulgaria's agriculture was heavily centralized, integrated with agriculture-related industries, and state-run. In the postcommunist era, the process of restoring agricultural land to private owners has been in a form that ensures productivity has been slow. Bank investment and insecurity in the land market contributed to slow development in the 1990s. By 2004 some 98 percent of the workforce and output of Bulgaria's agricultural sector was private, including a number of large private cooperative enterprises. A significant amount of food also is produced for direct consumption by non-farmers on small plots, which are an important support for parts of the population. In 2000 and 2003, droughts limited agricultural production, and floods had the same effect in 2005. Bulgaria's main field crops are wheat, corn, and barley. The main industrial crops are sugar beets, sunflowers, and tobacco. Tomatoes, cucumbers, and peppers are the most important vegetable exports. Production of apples and grapes, Bulgaria's largest fruit products, has decreased since the communist era, but the export of wine has increased significantly. The most important types of livestock are cattle, sheep, poultry, pigs, and buffaloes, and the main dairy products are yogurt, cow and sheep cheese. Bulgaria is the world's 13th largest sheep milk producer and is the 15th largest producer of tobacco and 13th largest producer of raspberries in Europe. Specialized equipment amounts to some 25,000 tractors and 5,500 combine harvesters, with a fleet of light aircraft. near Slivnitsa. About 43% of Bulgaria's land is arable. In 2004, an estimated one-third of Bulgaria's land mass was covered by forests, of which about 40 percent was conifers. Between 1980 and 2000, the forested area increased by 4.6 percent. In 2002 a total of 4,800 tons of timber was harvested, 44 percent of which was fuel wood and 20 percent, pulpwood. Although nominal state timber standards are very strict, in 2004 an estimated 45 percent of Bulgaria's timber harvest was logged illegally because of corruption in the forest service. Some 7.5 percent of forests are protected from all uses, and 65 percent are designated for ecological and commercial use. In 2005, about 70 percent of the total forest resource was rated economically viable. Production of the most important crops (according to the Food and Agriculture Organization) in 2006 (in '000 tons) amounted to: wheat 3301.9; sunflower 1196.6; maize 1587.8; grapes 266.2; tobacco 42.0; tomatoes 213.0; barley 546.3; potatoes 386.1; peppers 156.7; cucumbers 61.5; cherries 18.2; watermelons 136.0; cabbage 72.7; apples 26.1; plums 18.0; strawberries 8.8. Mining and minerals Bulgaria's mining industry has declined in the post-communist era. Many deposits have remained underdeveloped because of a lack of modern equipment and low funding. Mining has contributed less than 2 percent of GDP and engaged less than 3 percent of the workforce in the early 2000s. Bulgaria has the following estimated deposits of metallic minerals: 207 million tons of iron ore, 127 million tons of manganese ore, 936 million tons of copper ore, 238 million tons of chromium ore, and 150 million tons of gold ore. Several of Bulgaria's minerals are extracted commercially; 80 percent of mining is done by open-pit excavation. Iron extraction at Kremikovtsi and elsewhere is not sufficient to support the domestic steel industry, but copper, lead, and zinc deposits fully supply the nonferrous metallurgy industries. A British firm has exploratory gold mines at Dikanyite and Gornoseltsi, and a domestic copper and gold mine operates at Chelopech. About 50 nonmetallic minerals are present in significant amounts. Substantial amounts of uranium are present in the Rhodope Mountains, but no extraction has occurred in the last 10 years. and, along with related industries, employs 120,000 people. The rising global prices of gold, lead and copper in 2010, as well as investments in zinc and coal production, have boosted economic growth in the mining sector after the Great Recession. As of 2010, Bulgaria ranks as the 19th largest coal producer in the world, 9th largest bismuth producer, 19th largest copper producer, and the 26th largest zinc producer. In Europe, the country ranks fourth in gold production and sixth in coal production. The "Elatsite" copper mine and reprocessing facility, built during Vulko Chervenkov's rule, takes its place as one of the largest in South-Eastern Europe. It extracts 13 million tonnes of ore annually, producing about 42,000 tonnes of copper, 1.6 tonnes of gold and 5.5 tonnes of silver. Ferrous metallurgy has major importance. Much of the production of steel and pig iron takes place in Kremikovtsi and Stomana steel in Pernik, with a third metallurgical base in Debelt. In production of steel and steel products per capita the country heads the Balkans. the fate of Kremikovtsi steel factories has come under debate because of serious pollution in the capital, Sofia. The largest refineries for lead and zinc operate in Plovdiv, Kardzhali and Novi Iskar; for copper in Pirdop and Eliseina (now defunct); for aluminium in Shumen. In production of many metals per capita, such as zinc and iron, Bulgaria ranks first in Eastern Europe. Infrastructure railcar of the Bulgarian State Railways. Bulgaria's largely antiquated rail transport system is gradually being modernized. Bulgaria's national road network has a total length of , of which are paved. The motorways in Bulgaria, such as Trakia, Hemus, Struma and Maritsa, are being improved and elongated to a total length of as of November 2015. Railroads are a major mode of freight transportation, although highways carry a progressively larger share of freight. Sofia and Plovdiv are major air travel hubs, while Varna and Burgas are the principal maritime trade ports. Since 2000, a rapid increase in the number of Internet users has occurred – from 430,000 they grew to 1,545,100 in 2004, and 3.4 million (48% penetration rate) in 2010. In 2017, the Internet users in Bulgaria are 4.2 million people (59.8% penetration rate). Bulgaria had the 3rd fastest Average Broadband Internet Speed in the world, after Romania and South Korea, in 2011. In 2017, Bulgaria ranks 27th in the world in the Mean Download Speed chart with 17.54 Mbit/s, ranks 31st in the world in the Average Monthly Broadband Cost chart with $28.81, and holds the 18th position in the world in the Speed/Cost Ratio with as much as 0.61. Science and technology In 2010, Bulgaria spent 0.25% of its GDP on scientific research, which represents one of the lowest scientific budgets in Europe. Chronic underinvestment in the sector since 1990 forced many scientific professionals to leave the country. As a result, Bulgaria's economy scores low in terms of innovation, competitiveness and high added value exports. Nevertheless, Bulgaria ranked 8th in the world in 2002 by total number of ICT specialists, outperforming countries with far larger populations, and it operates the only supercomputer in the Balkan region, an IBM Blue Gene/P, which entered service in September 2008. The Bulgarian Academy of Sciences (BAS) is the leading scientific institution in the country and employs most of Bulgaria's researchers in its numerous branches. The principal areas of research and development are energy, nanotechnology, archaeology and medicine. Bulgaria has deployed its own experiments on various missions, such as the RADOM-7 dosimeters on the International Space Station and Chandrayaan-1 and the space greenhouse (a Bulgarian invention) on the Mir space station. In 2011, the government announced plans to reboot the space program by producing a new microsatellite and joining the European Space Agency. In June 2017, Bulgaria launched BulgariaSat-1, its first geostationary communications satellite. BulgariaSat-1 is a geostationary communications satellite operated by Bulgaria Sat and manufactured by SSL, based on the space-proven SSL 1300 satellite platform. BulgariaSat-1 is the first in the history of the country geostationary communications satellite at the Bulgarian orbital position, and it is designed to provide Direct-to-Home (DTH) television service and data communications services to the Balkans and other European regions. In this way, Bulgaria will be among other European countries with their satellites, namely Belarus, France, Greece, Italy, Luxembourg, Norway, Russia, Spain, Sweden, Turkey and the United Kingdom. Due to its large-scale computing technology exports to COMECON states, in the 1980s Bulgaria became known as the Silicon Valley of the Eastern Bloc. ==Labour==
Labour
In 2005, the labour force was estimated at 3.3 million; in 2004, 11 percent worked in agriculture, 33 percent in industry, and 56 percent in services. The unemployment rate has been in double digits throughout the post-communist era, reaching a high point of 19 percent in 2000. Since then, the rate has decreased substantially with the creation of new jobs in private and state enterprises. In 2005 the official figure was 11.5 percent, compared with 16.9 percent at the end of 2002. However, in 2003 an estimated 500,000 Bulgarians were unemployed but not officially counted because they were not seeking work. In January 2005, the government raised the minimum wage by 25 percent, to US$90 per month. The largest labour unions are Podkrepa (Support) and the Confederation of Independent Trade Unions in Bulgaria. They represent labour in the National Council for Tripartite Partnership, in which they join government and business representatives to discuss issues of labour, social security, and living standards. The unions were an important political force in the fall of the Zhivkov regime. In 2016, the government increased the minimum wage to 215 euros per month. At the end of 2016 the average monthly salary is about 480 euros a month, but there are differences in the regions of the country. The average monthly gross salary has reached the value of 1,036 leva (530 euro) in March 2017. According to the latest Annual report of the Institute of Economic Studies at the Bulgarian Academy of Sciences, the average salary in Bulgaria is only a quarter (1/4) of the average salary in the EU, and should be two times higher when the labour productivity is calculated in the formula. ==Currency and inflation==
Currency and inflation
Bulgaria's currency used to be the lev (pl., leva). In 1999, the value of the lev was pegged to that of the German Deutschmark, which was replaced by the euro in 2001. Following Bulgaria's admission to the EU, the lev replaced by the euro 1-1-2026. In 2003 Bulgaria's inflation rate was estimated at between 2.3 and 3 percent. The rate was 6 percent in 2004 and 5 percent in 2005. In 2015 and 2016 it was recorded minimum level of deflation. ==Taxation, state budget and debt==
Taxation, state budget and debt
in EU in 2012. Bulgaria has one of the lowest rates of Debt-to-GDP ratio. As of 1 January 2008 the income tax for all citizens is set to a flat rate of 10%. This flat tax is one of the lowest income rates in the world and the lowest income rate in the European Union. The reform was done in pursue for higher GDP growth and greater tax collection rates. Some called it a "revolution" in taxation, but the changes were met with mild discussions and some protests by affected working classes. The proposal was modified to allow for compensating the perceived losers from the changes in the tax formula. The corporate income tax is also 10% as of 1 January 2007 which is also among the lowest in Europe. Currently, this taxation is kept while other countries raised their taxes during the crisis. However, most of the state revenues come from VAT and excises, but share of income and corporate taxes in the revenues is increasing. For 2005 Bulgaria's estimated state revenues totaled US$11.2 billion, and its estimated state expenditures, including capital expenditures, were US$10.9 billion, yielding a surplus of US$300 million. In 2004 revenues totaled US$10.1 billion and expenditures US$9.7 billion, for a surplus of US$400 million. After the political changes, in 1991, Bulgaria had a US$11.25 billion state debt, which represented 180% of the GDP. The state debt peaked in 1994, when it reached US$14.4 billion. During 1998-2008 Bulgaria maintained policy of budget surpluses, which reduced the state debt to 5.07 billion euro. Combined with the economic growth in that period, the state debt dropped to a record low of 13.7% of GDP, one of the lowest in the European Union. In 2008 Bulgaria also maintained 4.286 billion euro fiscal reserve, meaning that net state debt at this moment was only 0.784 billion euro. After the Great Recession Bulgaria turned to policy of deficit spending and at the end of 2013 the state debt rose up to 7.219 billion euro, representing 18.1% of the GDP. In 2015, the debt rate increased further to 26.7% of the GDP, still remaining the third lowest in EU after Estonia and Luxembourg. Part of the increase was driven by the collapse of Corporate Commercial Bank in 2014, the fourth largest bank in the country, and the subsequent paying out of guaranteed deposits. ==Foreign economic relations==
Foreign economic relations
In the 1990s, Bulgaria moved gradually away from dependence on markets in the former Soviet sphere, increasing its exports to the European Union (EU). In 1999, Bulgaria joined the Central European Free-Trade Agreement (CEFTA), with whose members (Croatia, the Czech Republic, Hungary, Poland, Romania, Slovakia, and Slovenia; Macedonia was added in 2006) it has established important trade relations. The admission of all but Croatia and Romania to the EU in 2004 reduced the significance of CEFTA trade, however. In 2004, some 54 percent of Bulgaria's import trade and 58 percent of its export trade was with EU member countries. Bulgaria has bilateral free-trade agreements with Albania, Croatia, Estonia, Israel, Latvia, Lithuania, Macedonia, Moldova, and Turkey. In the first half of 2006, Bulgaria had a current account deficit of US$2.3 billion, a substantial increase over the deficit for the same period of 2005, which was some US$1.4 billion. Its trade deficit was US$2.78 billion, foreign direct investment totaled US$1.8 billion, and the financial account balance was US$2.29 billion. In mid-2006, the overall balance of payments was US$883 million, compared with US$755 million for the same period of 2005. Bulgaria's large foreign debt has been an economic burden throughout the postcommunist era. At the end of 2005, Bulgaria reported an external debt of US$15.2 billion, an increase in value but a decrease as a percentage of gross domestic product (GDP) compared with 2002 and previous years. As a percentage of GDP, the external debt remained constant between 2004 and 2005. Beginning in the late 1990s, investment from the West and from Russia has contributed significantly to recovery from the economic crisis of 1996–97, but the rate of investment has remained lower than that in other countries of Eastern Europe. In 2003, the largest national sources of foreign direct investment, in order of volume, were Austria, Greece, Germany, Italy, and the Netherlands. In 1997, the Belgian Solve company bought the Deny Soda Combine, and in 1999 LUKoil of Russia bought the Neftochim Oil Refinery at Burgas. Union Minière, a Belgian mining company, bought the large Pirdop copper-smelting plant, giving an important boost to Bulgarian nonferrous metallurgy. A number of foreign companies have invested in the chemical fertilizer and food-processing industries in the early 2000s, China invested in the Bulgarian electronics industry. Some cooperative agreements have been made for the manufacture of vehicle components. Daimler-Chrysler of Germany has a contract to update Bulgaria's military transport vehicles between 2003 and 2015. The French Eurocopter company has a bilateral protocol involving a variety of machinery, computer software, and other industrial products. In 2004, Bulgarian oil reserves attracted interest from Melrose Resources of Edinburgh. Russia's natural gas giant, Gazprom, has pledged investment in Bulgaria's natural gas infrastructure in exchange for increased purchase of its product. A three-company Israeli consortium agreed in 2004 to work with the domestic Overgas company (which is half-owned by Gazprom) on a major natural-gas distribution network in Bulgaria. In 2005 three European consortia submitted bids for construction of the Belene nuclear power plant. One such investor is the Italian ENEL energy consortium, which also owns the Maritsa–Iztok–3 thermal power plant. In 2006 Russia's Gazprom company bid against several European energy companies for ownership of newly privatized regional heating utilities, and the Austrian Petromaxx Energy Group invested US$120 million in a new oil refinery at Silistra. In December 1996, Bulgaria joined the World Trade Organization. In the early 1990s Bulgaria's slow pace of privatization, contradictory government tax and investment policies, and bureaucratic red tape kept foreign investment among the lowest in the region. Total direct foreign investment from 1991 through 1996 was $831 million. In the years since 1997, however, Bulgaria has begun to attract substantial foreign investment. In 2004 alone, over 2.72 billion Euro (3.47 billion US dollars) were invested by foreign companies. In 2005, economists observed a slowdown to about 1.8 billion euros (2.3 billion US dollars) in FDI which is attributed mainly to the end of the privatization of the major state-owned companies. After joining the EU in 2007, Bulgaria registered a peak in foreign investment of about 6 billion euros. ==Miscellaneous data==
Miscellaneous data
Bulgarian households with Internet access at home The data on ICT usage in households and by individuals are based on an annual sample survey, which is part of the European Community Statistical Programme. The methodology and the statistical tools are completely harmonized to Eurostat requirements and Regulation No.808/2004 of the European Parliament and the council. The aim of the survey is to collect and disseminate reliable and comparable information on the use of Information and Communication Technologies in households at European level and covers the following subjects: • access to and use of ICT systems by individuals and/or in households; • use of the internet for different purposes by individuals and/or in households; • ICT security; • ICT competence; • e-Commerce; • barriers to use of ICT and the internet; • perceived effects of ICT usage on individuals and/or in households. ==See also==
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