John, Colin Askham and Bill Hughes were friends who had worked together as Post Office messenger boys in
Manchester. It was whilst looking for a new money-making idea that Moores heard about John Jervis Barnard, a
Birmingham man who had latched onto the public's growing passion for two things: football and betting. Barnard had devised a '
football pool', where punters would bet on the outcome of football matches. The payouts to winners came from the 'pool' of money that was bet, less 10 per cent to cover "management costs". It had not been particularly successful. Clearly, Barnard was struggling to make a profit. Hughes obtained one of Barnard's pools coupon, and the three friends one night, in September 1922, when the cable machines were quiet, sat discussing what Barnard would have to do to make money on it. Then they decided they could do it better and they could make money out of it themselves. They could not let their employers, the Commercial Cable Company, know what they were doing, or they would be sacked. No outside employment was allowed. That ruled out calling it, for example, John Moores Football Pool or the Colin Askham football pool. The solution to that particular problem came from Colin. He had been orphaned as a baby and been brought up by an aunt whose surname was Askham, but he had been born Colin Henry Littlewood. And so, on 1 February 1923, the Littlewood Football Pool – as it was called originally – was started. Each of the three partners invested £50 of their own money into the venture, and with the help of a small, discreet and cheap printer they got to work. In 1923, £50 was a huge sum to invest in what – based on Barnard's experience – was a precarious venture, and as Moores himself remembered: "As I signed my own cheque at the bank, my hands were damp. It seemed such a lot of money to be risking". A small office in Church Street, Liverpool, was rented and the first 4,000 coupons were distributed outside Manchester United's
Old Trafford ground before one Saturday match that winter. Moores handed the coupons out himself, helped by some young boys eager to earn a few pennies. It was not an instant success as just 35 coupons were returned. With bets totalling £4 7s 6d (£4.37½), the 10 per cent deducted did not cover the three men's expenses. They decided to print 10,000 coupons, and took them to
Hull, where they were handed out before a big game. This time, only one coupon was returned. Their venture was about to collapse almost as soon as it had begun. In the canteen of the Commercial Cable Company, the three partners held a crisis meeting. They had kept pumping money into the fledgling business, but midway through the 1924–25 football season it was still losing money. The three young men had already invested £200, with no prospect of things improving. Bill Hughes suggested they cut their losses and forget the whole thing. Colin Askham agreed. They could see why John Jervis Barnard's idea of a football pool had failed in Birmingham. They expected Moores to concur, but instead he said: "I'll pay each of you the £200 you've invested, if you'll sell me your shares". Moores admitted that he considered giving up on the business himself, but was encouraged by his wife, who told him "I would rather be married to a man who is haunted by failure rather than one haunted by regret". Moores kept faith and he paid Askham and Hughes £200 each. The following year Moores enlisted the help of his younger brother Cecil to help, along with the rest of his family. In 1927 Moores gave up working for the Cable Company but in April 1929, he was prosecuted under the Ready Money Betting Act 1920. Following a court appearance, he was convicted. However, as his company never accepted cash, only postal orders that were cashed after the football results and the winning payout had been confirmed, his appeal was upheld. In 1928, Cecil Moores devised a security system to prevent cheating. The breakthrough came when the owner of the coupon printing company Arthur Bottomes suggested that he took his exact expenses out (plus a bit extra) before calculating the winning payout. Eventually the pools took off, becoming one of the best-known names in Britain. Moores insisted on being known as "Mr John" to those who worked at Littlewoods, rather than Mr Moores or Boss. ==Littlewoods Mail Order==